Santander Business for business in Brazil: Available
- Key eligibility
- A business registered in Brazil with a CNPJ, ranging from individual microentrepreneurs to large companies, that can complete Santander identity and business checks
- Non resident position
- Santander Brasil serves companies registered in Brazil. The business account is a local Brazilian product and expects a Brazil registered company with a CNPJ, not a foreign registered business
- Local currency support
- Brazilian real local business account, with foreign exchange and international services available separately through the bank
- Headline monthly fee
- Santander markets PJ packages with promotions such as up to 100 percent discount on the monthly maintenance fee for an introductory period. Confirm the current package fees with the provider
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Does Santander Business serve business customers in Brazil?
Yes. Santander Brasil is one of the largest banks in Brazil and offers a business current account known as the Conta PJ. It serves a wide range of companies, including individual microentrepreneurs, micro and small companies, liberal professionals operating as a legal entity, and large corporations, with different service packages tied to company revenue. The account is a local Brazilian real account, can be opened online, and connects to Brazilian payment rails such as Pix and bar code payments, plus card acquiring through Getnet. As of 18 June 2026, a company registered in Brazil with a CNPJ can open a Santander business account.
Eligibility for businesses in Brazil
Santander expects a business registered in Brazil with a CNPJ and asks for company and owner documents during onboarding, with an application review that the bank says can take up to three business days. The right package depends on the company type and annual revenue, from a plan for individual microentrepreneurs through tiers for companies with higher revenue and transaction volumes. A foreign registered company without a Brazilian CNPJ would not fit the local Conta PJ. Confirm the exact documents and current eligibility with the provider. Verify with the provider
What it costs locally
Santander markets its PJ packages with promotional pricing, including periods with up to a full discount on the monthly maintenance fee and a number of free withdrawals each month, with charges that vary by package and usage. Card acquiring through Getnet and other services are priced separately. As of 18 June 2026, confirm the current package fees and any promotional terms directly with Santander. As of 18 June 2026
What local users report
Santander Brasil is an established bank with a large branch and digital footprint, and business users commonly use the Conta PJ for everyday Brazilian banking, Pix, payments and card acquiring. Service experience and fees vary by package and segment. As of 18 June 2026, confirm the current terms with the provider before relying on them.
How to open Santander Business for business in Brazil
- Confirm the Santander PJ package that fits your company type and annual revenue, from the individual microentrepreneur plan through the higher revenue tiers
- Start the application online with your CNPJ and provide the company and owner documents Santander requests, then wait for the review the bank says can take up to three business days
- Once approved, activate the account, set up Pix and your debit card, and add card acquiring through Getnet or other services if you need them
Questions about Santander Business in Brazil
Is Santander Business available for business in Brazil?
Can a company registered in Brazil open a Santander business account?
Does Santander Brasil support the Brazilian real?
How much does a Santander business account cost in Brazil?
Availability, fees, and eligibility change. This page was last reviewed on 18 June 2026. Confirm the current position with Santander Business before applying.