Is Relay available for business in Germany?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 2 May 2026
Availability

Relay for business in Germany: Not available

Key eligibility
Relay serves businesses that are registered and operate in the United States with a US employer identification number
Non resident position
Owners can be residents of many countries, but the business itself must be registered in the United States. A company registered only in Germany is not eligible
Local currency support
US dollar only. No euro account
Headline monthly fee
Not applicable in Germany
Availability and fees as of 2 May 2026Last reviewed 2 May 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Relay does not serve business customers in Germany. As of 2 May 2026, Relay is an online business banking platform for companies registered and operating in the United States, with accounts provided through US partner banks. Owners can live in many countries, but the business must have a US registration and a US employer identification number. A company registered only in Germany cannot open a Relay account. Verify the current position with the provider.

Does Relay serve business customers in Germany?

No. Relay provides business banking to companies registered in the United States, with deposit accounts held at US partner banks and a US dollar focus. While Relay accepts owners who are citizens or residents of many countries, the business entity itself must be formed in the United States and hold a US employer identification number. It does not open accounts for companies registered in Germany, so a German business cannot use it as a local euro account. Confirm the current position with the provider. As of 2 May 2026.

Eligibility for businesses in Germany

Relay expects a business registered in the United States, a US employer identification number and US business details, with identity checks on the owners. A company registered only in Germany does not meet the US registration requirement and cannot open a Relay account as of 2 May 2026. A German founder who also operates a US registered company may qualify on the basis of that US entity, not the German one. Verify with the provider

What it costs locally

There is no local Germany pricing because Relay does not offer an account there. Its plans are priced in US dollars for the US market and are not a euro account for a business in Germany. As of 2 May 2026

What local users report

Because the account is not offered to companies registered in Germany, there is no meaningful local user experience to report there as of 2 May 2026. German businesses that need a euro account should look at providers confirmed to serve the market.

Relay does not appear to serve business customers in Germany as of 2 May 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Germany are listed on the Germany country guide.

Questions about Relay in Germany

Is Relay available for business in Germany?
No. As of 2 May 2026, Relay serves businesses registered in the United States and does not open accounts for companies registered in Germany. Verify the current position with the provider.
Can a German owner open a Relay account?
Only through a business registered in the United States. As of 2 May 2026, Relay requires a US business entity and a US employer identification number, so a company registered only in Germany cannot open one. Confirm directly with the provider.
Does Relay support the euro?
No. As of 2 May 2026, Relay provides US dollar accounts through US partner banks and does not offer a euro account. Verify with the provider.
What can a business in Germany use instead?
Providers confirmed to serve business customers in Germany are listed on the Germany country guide. As of 2 May 2026, check each provider current eligibility before applying.

Availability, fees, and eligibility change. This page was last reviewed on 2 May 2026. Confirm the current position with Relay before applying.

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