Is Relay available for business in Brazil?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 11 May 2026
Availability

Relay for business in Brazil: Not available

Key eligibility
Relay supports only United States registered business entities, such as US corporations, limited liability companies and sole proprietors. A company registered only in Brazil cannot open Relay
Non resident position
Relay accepts US entities whose owners live outside the United States, in many countries, but the business itself must be registered and operating in the United States. A Brazil registered company without a US entity does not qualify
Local currency support
United States Dollar accounts. No Brazilian Real account and no local Brazil rails such as PIX
Headline monthly fee
Not applicable for a Brazil registered business because the account requires a US entity. Verify with the provider
Availability and fees as of 11 May 2026Last reviewed 11 May 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 11 May 2026, Relay does not offer its business banking to companies registered in Brazil. Relay is an online business banking and money management platform for United States registered businesses, and it requires a US business entity with an operating presence in the United States. It does accept US entities whose owners are based abroad, in many countries, but a business registered only in Brazil, without a US entity, cannot open an account. A Brazil registered business would look to Brazilian banks, local fintechs or global multi currency providers instead. Confirm the current position with the provider.

Does Relay serve business customers in Brazil?

No. Relay is an online business banking platform built for United States registered businesses, offering multiple checking accounts, debit cards, and tools for budgeting and bill payment. Its core requirement is a business registered in the United States, such as a US corporation, limited liability company, general partnership or sole proprietorship, with an operating presence in the country. Relay does support owners who are citizens or residents of many countries, provided the business is US registered, but it does not onboard a company registered only in Brazil, and it offers no Brazilian Real account or local Brazil onboarding as of 11 May 2026.

Eligibility for businesses in Brazil

Relay supports United States registered business entities, and it can accept owners who hold non US citizenship and live outside the United States, although residents of certain restricted countries are not eligible. The business must be registered and operating in the United States, and Relay does not support certain industries such as cryptocurrency, firearms, money services and a number of others. A company registered only in Brazil, without a US entity, does not qualify. A Brazilian founder who has set up a US entity may be able to apply on that basis subject to Relay checks as of 11 May 2026. Verify with the provider

What it costs locally

Relay markets a no monthly fee core business banking account in the United States, with a paid tier that adds features such as faster payments and same day automated clearing house. Because the account requires a US entity and is not offered to Brazil registered businesses, there is no Brazil pricing to quote, and any United States figure would not apply to a Brazil only company. Confirm the current position directly with the provider. As of 11 May 2026

What local users report

Discussion of Relay comes from United States small businesses and from international founders who hold a US entity and use Relay to organise cash across several accounts. There is no Brazilian onboarding for a Brazil only company because the product is tied to a US registered entity. A Brazil registered business that wants everyday banking would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider, unless it also operates a qualifying US entity.

Relay does not appear to offer business accounts to companies registered in Brazil as of 11 May 2026. Verify directly with the provider. Providers confirmed available in Brazil are listed on the Brazil country guide.

Questions about Relay in Brazil

Is Relay available for business in Brazil?
No. As of 11 May 2026 Relay does not offer its business banking to companies registered in Brazil. Relay requires a United States registered business entity with an operating presence in the United States. Verify the current position with the provider. This is general information, not advice.
Can a Brazilian founder use Relay with a US entity?
Possibly. Relay supports US registered businesses and can accept owners who live outside the United States, in many countries, so a Brazilian founder who has set up a US entity may be able to apply subject to Relay checks. A company registered only in Brazil does not qualify. Confirm your eligibility with the provider as of 11 May 2026.
Does Relay support the Brazilian Real or PIX?
No. Relay offers United States Dollar accounts and does not provide a Brazilian Real account or local Brazil rails such as PIX as of 11 May 2026. Confirm the current position with the provider.
What can a Brazil business use instead of Relay?
A Brazil registered business that wants everyday banking would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider, unless it also operates a qualifying US entity. See the Brazil country guide for providers that serve Brazil. This is general information, not advice.

Availability, fees, and eligibility change. This page was last reviewed on 11 May 2026. Confirm the current position with Relay before applying.

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