Is Relay available for business in Australia?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Relay for business in Australia: Not available

Key eligibility
A business registered in the United States. Relay is United States online business banking, not an Australian account.
Non resident position
Not served for businesses registered in Australia. Relay onboards United States registered businesses with United States banking details.
Local currency support
United States dollars. No Australian dollar account or local Australian account details.
Headline monthly fee
Not applicable in Australia. Relay is free at the base tier in the United States, with a paid Pro tier.
Availability and fees as of 6 June 2026Last reviewed 6 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 6 June 2026, Relay does not serve business customers registered in Australia. Relay is a United States online business banking platform that offers business checking accounts, multiple sub accounts, debit cards, and cash flow tools to companies registered in the United States, with deposits held through a United States partner bank. A business registered in Australia cannot open a Relay account, so the alternatives below point to providers that do serve the market.

Does Relay serve business customers in Australia?

No. Relay is built for United States registered businesses and provides United States business checking through a United States partner bank, with United States account and routing numbers. Its features for separating funds, managing cash flow, and connecting accounting software are designed for the United States market. A company registered only in Australia falls outside that model and is not onboarded. As of 6 June 2026.

Eligibility for businesses in Australia

Because Relay onboards United States registered businesses, a company registered only in Australia does not qualify. The product expects a United States business entity, a United States taxpayer identification, and United States based ownership information during onboarding. There is no local Australian onboarding path. Verify with the provider

What it costs locally

There is no local Australian pricing for Relay, because the product is not offered to Australian registered businesses. In the United States, Relay offers a free base tier and a paid Pro tier, and balances are held in United States dollars through a partner bank. The Australian dollar and local account details are not supported. As of 6 June 2026. As of 6 June 2026

What local users report

There is no base of Australian business account holders for Relay, since the product is not available to Australian registered businesses. Companies in Australia that want online business banking generally use local banks and cross border providers that operate in the market. As of 6 June 2026, confirm the current position with each provider before relying on it.

Relay does not appear to serve business customers in Australia as of 6 June 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Australia are listed on the Australia country guide.

Questions about Relay in Australia

Is Relay available for business in Australia?
No. As of 6 June 2026 Relay is a United States online business banking product for businesses registered in the United States, with deposits held through a United States partner bank. A company registered only in Australia cannot open a Relay account. Verify the current position with the provider. This is general information, not advice.
Can a business in Australia open a Relay account?
A business registered only in Australia cannot open a Relay account, because Relay requires a United States business entity and United States taxpayer details. Confirm your eligibility with the provider. As of 6 June 2026.
Does Relay support the Australian dollar?
No. Relay accounts operate in United States dollars for United States registered businesses and do not provide an Australian dollar account or local Australian account details. As of 6 June 2026, confirm the current position with the provider.
What can a business in Australia use instead?
Providers that serve business customers in Australia are listed on the Australia country guide, including local banks and online options. Availability changes, so verify the current position with each provider before applying. As of 6 June 2026.

Availability, fees, and eligibility change. This page was last reviewed on 6 June 2026. Confirm the current position with Relay before applying.

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