Is RBC Business available for business in India?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

RBC Business for business in India: Not available

Key eligibility
Business accounts are for businesses operating in Canada
Non resident position
Not offered to companies registered in India
Local currency support
No Indian rupee business account. Accounts are Canadian dollar based, with US dollar options
Headline monthly fee
Not applicable in India
Availability and fees as of 27 December 2025Last reviewed 27 December 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

RBC business banking does not serve business customers in India. As of 27 December 2025, Royal Bank of Canada opens business accounts for businesses registered or operating in Canada. A company registered only in India cannot open an RBC business account, although RBC can send money to India. Verify the current position with the provider.

Does RBC Business serve business customers in India?

No. RBC business banking is built for businesses registered or operating in Canada, with related cross border services for Canadians in the United States. As of 27 December 2025, to open an RBC business account online the business must be registered in Canada, or operated in Canada by a permanent resident of Canada. A company registered only in India does not meet that requirement, so it cannot open an RBC business account as a local Indian account. RBC can send transfers to India from a Canadian account.

Eligibility for businesses in India

RBC expects a business registered or operating in Canada with Canadian documentation and an owner who can complete Canadian identity checks. A company registered only in India does not meet that requirement, so it cannot open an RBC business account as of 27 December 2025. Verify with the provider

What it costs locally

There is no India pricing for RBC business accounts, because they are not offered to businesses registered in India. RBC business account fees apply to Canadian customers in Canadian dollars. RBC offers transfers to India from Canadian accounts, but that is a payment feature, not a rupee account for an Indian business. As of 27 December 2025

What local users report

Because RBC business accounts are not offered to India registered businesses, there is no meaningful local user experience to report for India as of 27 December 2025. Indian owners who relocate to Canada and register a Canadian business may become eligible, but the account is Canadian rather than Indian.

RBC Business does not appear to serve business customers in India as of 27 December 2025, or the position is unclear. Verify directly with the provider. Providers confirmed available in India are listed on the India country guide.

Questions about RBC Business in India

Is RBC Business available for business in India?
No. As of 27 December 2025, RBC does not offer a business account to companies registered in India. RBC business accounts are for businesses operating in Canada. Verify the current position with the provider.
Can an Indian company open an RBC business account?
Not as of 27 December 2025. RBC requires a business registered or operating in Canada, so a company registered only in India cannot open one. Confirm directly with the provider.
Can I send money to India with RBC?
Yes, RBC can send international transfers to India from a Canadian account as of 27 December 2025, but that is a payment feature and not the same as holding a rupee business account in India. Verify current limits and fees with the provider.
What can an Indian business use instead?
Providers confirmed to serve business customers in India are listed on the India country guide. As of 27 December 2025, check each provider's current eligibility before applying.

Availability, fees, and eligibility change. This page was last reviewed on 27 December 2025. Confirm the current position with RBC Business before applying.

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