RazorpayX is a business banking platform in India that sits on top of partner banks, offering current account access, payouts, and payroll for Indian companies. Pricing shown as of 11 October 2026.
- Who it suits
- Indian startups and companies that want a current account with automated payouts, vendor payments, and payroll through a single dashboard.
- Broadly available in
- India. As of 11 October 2026.
- Headline monthly fee
- RazorpayX lists paid plans from 1,499 rupees a month for Core, billed quarterly at 4,497 rupees plus GST. Without a paid plan, access to the RazorpayX platform is blocked. Payout charges apply per transaction on top of the plan. As of 11 October 2026. Verify current pricing with RazorpayX.
- Account type
- A business banking layer on top of partner banks. RazorpayX is not itself a bank. Current accounts are held with partner banks.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
RazorpayX is the business banking product from Razorpay in India. It is not a bank. Instead it connects to partner banks such as ICICI Bank, Yes Bank, Axis Bank, and RBL Bank, and adds a dashboard for current account access, automated payouts, vendor payments, tax payments, and payroll. It is aimed at startups and growing companies that want to automate outgoing payments and reconcile them with accounting tools.
Strengths
Automation for payouts and payroll, integrations with accounting tools such as Zoho Books and Tally, multi user access with controls, and guided current account opening with partner banks. As of 11 October 2026.
Limitations
RazorpayX is a layer over partner banks rather than a bank itself, so the underlying account terms come from the partner bank. Per transaction charges apply to payouts and transfers, and the service is for the India market. Product availability can change, so verify the current position with RazorpayX.
Fees and features
| Monthly fee | Plans are Core at 1,499 rupees a month, Pro at 4,199 rupees a month and Vendor Payments at 9,799 rupees a month, billed quarterly plus GST. Platform access is blocked without a paid plan. As of 11 October 2026. Verify current pricing with RazorpayX. |
|---|---|
| Transaction fees | Payout fees are charged per transaction on top of the plan and shown on the RazorpayX dashboard. RazorpayX does not publish one consistent rate card for them, so check the current charges with RazorpayX. |
| FX fees | RazorpayX is focused on domestic rupee payments. Foreign exchange support is limited, so verify current cross border options and pricing with RazorpayX. As of 11 October 2026. |
| Minimum deposit | Minimum balance terms depend on the partner bank chosen at opening. Verify with RazorpayX and the partner bank. |
| Multi currency | RazorpayX centres on Indian rupee business banking. Verify current multi currency options with RazorpayX. As of 11 October 2026. |
| Integrations | Accounting integrations with Zoho Books and Tally, plus payout APIs. Verify current integrations with RazorpayX. |
| Eligibility | Indian registered businesses. Current accounts are opened with a partner bank, subject to that bank checks. Verify eligibility with RazorpayX. As of 11 October 2026. |
Open a RazorpayX business account
Availability and fees vary by country. Check the RazorpayX by country pages below for your market, then confirm current terms with the provider. Shown as of 11 October 2026.
Visit RazorpayX → Commission link: we may earn a fee if you open an account through it. It does not change what we publish or how we rank providers.RazorpayX by country
Questions about RazorpayX
Is RazorpayX a bank?
How much does RazorpayX cost?
Which banks power RazorpayX current accounts?
Is RazorpayX available outside India?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 October 2026. Confirm current terms with RazorpayX before applying.