Is Ramp available for business in Canada?

Availability

Ramp for business in Canada: Available with limits

Key eligibility: Available to a corporation or limited liability company registered in Canada, with no United States entity required, registered in a supported province and meeting a minimum cash balance.
Non resident position: Open to a business registered in Canada. Ramp uses a dedicated Canadian application and verifies the business and its owners under FINTRAC rules; sole proprietorships and partnerships are not eligible.
Local currency support: Canadian dollar and United States dollar Visa cards for Canadian businesses. Wider multi currency card issuing is offered through the United States entity on the enterprise tier.
Headline monthly fee: Ramp markets its corporate card and spend platform with no card subscription fee on its core offering; cardholders can earn cashback. Confirm current Canadian pricing with Ramp.

Availability and fees as of 28 May 2026Last reviewed 28 May 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes, with limits. As of 28 May 2026, Ramp is available to a corporation or limited liability company registered in Canada through a dedicated Canadian application, with no United States entity required. It is restricted to supported provinces, requires a minimum cash balance of CA$75,000, and is a corporate card and spend platform rather than a chequing account.

Does Ramp serve business customers in Canada?

Yes. Ramp states that it is available to businesses legally registered in Canada, with no United States entity required, through a dedicated Canadian financing application that verifies the business and its owners to comply with FINTRAC. The business must be a corporation or limited liability company; sole proprietorships, partnerships and unregistered businesses are not eligible. Ramp is a corporate card and spend management platform, so it works alongside a Canadian bank account rather than replacing it.

Eligibility for businesses in Canada

Ramp requires a corporation or limited liability company registered in one of its supported provinces, which are Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario and Prince Edward Island. Quebec, Saskatchewan and the territories are not supported. Connected bank accounts must reflect a balance of at least CA$75,000, and the business and its beneficial owners, directors and signers are verified. Ramp does not pull personal credit and does not require a personal guarantee for Canadian applications. Verify with the provider

What it costs locally

Ramp markets its corporate card and spend platform with no card subscription fee on its core offering, and Canadian cardholders can earn cashback on eligible spend. Currency conversion can apply on cross border transactions. Confirm the current Canadian pricing, cashback terms and any conversion costs with Ramp. As of 28 May 2026

What local users report

Canadian businesses use Ramp for corporate cards, expense management and bill pay, connecting it to accounting tools such as QuickBooks Online and Xero. Because it is a card and spend platform rather than a bank, users keep a Canadian bank account for deposits, payroll and cash. The CA$75,000 balance threshold rules out very small businesses.

How to open Ramp for business in Canada

Go to the Ramp application, select Canada, and enter your business details including your Canadian Business Number or incorporation number.
Connect your Canadian bank account and provide three months of statements, plus incorporation and ownership documents for verification under FINTRAC.
Complete identity checks for owners, directors and signers, then receive a decision, usually within about one week, and set up cards and accounting connections.