Is Ramp available for business in Brazil?

Does Ramp serve business customers in Brazil?

No. Ramp is a United States corporate card and spend management platform that combines cards, bill payments, expense management and accounting automation. Its core requirement is a business incorporated in the United States, with a US business bank account and the bulk of operations and spending in the United States. Ramp can support global spend and issue cards in a number of countries for those US customers, and it has signalled plans to onboard businesses headquartered in the United Kingdom and the European Union, but as of 8 February 2026 it does not onboard companies registered in Brazil and offers no Brazilian Real account or local Brazil onboarding.

Eligibility for businesses in Brazil

Ramp requires a United States incorporated entity, such as a corporation or limited liability company, a connected US business bank account, a physical US business address and, for its card, a minimum cash balance in that US account. A company registered only in Brazil, without a US entity, does not meet these requirements. A Brazilian founder who has set up a US entity may be able to apply on that basis subject to Ramp checks, but a Brazil only registration does not qualify as of 8 February 2026. Verify with the provider

What it costs locally

Ramp markets its core card and spend management software with no subscription fee for its base product in the United States, earning revenue mainly through card interchange, with paid tiers for added features. Because the account is not offered to Brazil registered businesses, there is no Brazil pricing to quote, and any United States figure would not apply to a Brazil based company. Confirm the current position directly with the provider. As of 8 February 2026

What local users report

Discussion of Ramp comes mainly from United States businesses and from international founders who hold a US entity and use it to manage company spend and cards. There is no Brazilian onboarding for a Brazil only company because the product is tied to a US entity. A Brazil registered business that wants corporate cards and spend management would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider, unless it also operates a qualifying US entity.