Is Qonto available for business in India?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Qonto for business in India: Not available

Key eligibility
The account is for businesses registered in eight European countries
Non resident position
Not offered to companies registered in India
Local currency support
No Indian rupee account. The account is euro based and can send selected currencies
Headline monthly fee
Not applicable in India
Availability and fees as of 29 November 2025Last reviewed 29 November 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Qonto does not serve business customers in India. As of 29 November 2025, Qonto opens accounts for businesses registered in France, Germany, Italy, Spain, Austria, Belgium, the Netherlands, and Portugal. A company registered only in India cannot open a Qonto account, though Qonto accounts can send money to India. Verify the current position with the provider.

Does Qonto serve business customers in India?

No. Qonto is a European business banking provider. As of 29 November 2025, it opens accounts for companies registered in France, Germany, Italy, Spain, Austria, Belgium, the Netherlands, and Portugal. India is not among the markets where Qonto opens accounts, so an Indian business cannot use it as a local account. Qonto does support outbound transfers to India from its European accounts.

Eligibility for businesses in India

Qonto expects a business registered in one of its European markets, with local company documents and a director who can complete identity checks. A company registered only in India does not meet that requirement, so it cannot open a Qonto account as of 29 November 2025. Verify with the provider

What it costs locally

There is no India pricing for Qonto, because the account is not offered to businesses in India. Qonto plan fees apply to its European customers in euros. Qonto can send foreign currency transfers to India, but that is a payment feature on a European account, not a rupee account for an Indian business. As of 29 November 2025

What local users report

Because the account is not offered in India, there is no meaningful local user experience to report for India registered businesses as of 29 November 2025. Indian exporters sometimes receive Qonto payments from European clients, but that is the client side rather than holding a Qonto account locally.

Qonto does not appear to serve business customers in India as of 29 November 2025, or the position is unclear. Verify directly with the provider. Providers confirmed available in India are listed on the India country guide.

Questions about Qonto in India

Is Qonto available for business in India?
No. As of 29 November 2025, Qonto does not offer a business account to companies registered in India. It serves eight European markets. Verify the current position with the provider.
Can an Indian company open a Qonto account?
Not as of 29 November 2025. Qonto opens accounts for businesses registered in France, Germany, Italy, Spain, Austria, Belgium, the Netherlands, and Portugal, so a company registered only in India cannot open one. Confirm directly with the provider.
Can I send money to India with Qonto?
Yes, a European Qonto account can send foreign currency transfers to India as of 29 November 2025, but that is a payment feature and not the same as holding a rupee business account in India. Verify current currencies and fees with the provider.
What can an Indian business use instead?
Providers confirmed to serve business customers in India are listed on the India country guide. As of 29 November 2025, check each provider's current eligibility before applying.

Availability, fees, and eligibility change. This page was last reviewed on 29 November 2025. Confirm the current position with Qonto before applying.

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