Is Qonto available for business in Brazil?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 11 April 2026
Availability

Qonto for business in Brazil: Not available

Key eligibility
Qonto serves companies registered in a defined list of European countries. A business registered in Brazil is outside its served markets and cannot open Qonto
Non resident position
Qonto onboarding requires a company registered in one of its European markets. A Brazil registered company without a European entity does not meet the core requirement
Local currency support
Euro accounts for European businesses, with an IBAN in supported markets. No Brazilian Real account and no local Brazil rails such as PIX
Headline monthly fee
Not applicable in Brazil because the account is not offered to Brazil registered businesses. Verify with the provider
Availability and fees as of 11 April 2026Last reviewed 11 April 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 11 April 2026, Qonto does not offer its business account to companies registered in Brazil. Qonto is a European business finance platform that serves companies, freelancers and the self employed registered in a set of European markets, which include France, Germany, Italy, Spain and several other European countries. Its accounts are Euro based and tied to those markets, and there is no Brazil product or Brazilian Real account. A Brazil registered business would look to Brazilian banks, local fintechs or global multi currency providers instead. Confirm the current position with the provider.

Does Qonto serve business customers in Brazil?

No. Qonto is a French headquartered business banking and finance platform that provides Euro accounts, cards, invoicing and expense tools to small and medium companies, freelancers and the self employed. It operates in a defined list of European countries, which include France, Germany, Italy and Spain along with several other European markets it has expanded into, and onboarding requires a company registered in one of those markets. Qonto does not serve businesses registered in Brazil and does not offer a Brazilian Real account or local Brazil onboarding as of 11 April 2026.

Eligibility for businesses in Brazil

Qonto onboards companies, freelancers and associations registered in one of its supported European markets, using local registration and identity details, and in some cases a foreign company can apply if its headquarters sits in a supported market. A company registered only in Brazil, without a European entity in a supported market, does not meet that requirement. There is no separate non resident route for a Brazil based business as of 11 April 2026. Verify with the provider

What it costs locally

Qonto publishes pricing in Euro for its European markets, with tiered monthly plans for businesses and freelancers. Because the account is not offered to Brazil registered businesses, there is no Brazil pricing to quote, and any European figure would not apply to a Brazil based company. Treat the European schedule as relevant only to its supported markets and confirm directly with the provider. As of 11 April 2026

What local users report

Discussion of Qonto centres on European small and medium businesses and freelancers that want a digital business account with fast onboarding, cards and accounting integrations. There is no Brazilian user base because the product is not available in Brazil. A Brazil registered business that wants similar tools would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider for cross border flows.

Qonto does not appear to offer business accounts to companies registered in Brazil as of 11 April 2026. Verify directly with the provider. Providers confirmed available in Brazil are listed on the Brazil country guide.

Questions about Qonto in Brazil

Is Qonto available for business in Brazil?
No. As of 11 April 2026 Qonto does not offer its business account to companies registered in Brazil. Qonto serves companies registered in a set of European markets such as France, Germany, Italy and Spain. Verify the current position with the provider. This is general information, not advice.
Can a Brazilian company open Qonto?
Qonto onboards companies, freelancers and associations registered in one of its supported European markets. A company registered only in Brazil, without a European entity in a supported market, does not qualify as of 11 April 2026. Confirm your eligibility with the provider.
Does Qonto support the Brazilian Real or PIX?
No. Qonto offers Euro accounts for its European markets and does not provide a Brazilian Real account or local Brazil rails such as PIX as of 11 April 2026. Confirm the current position with the provider.
What can a Brazil business use instead of Qonto?
A Brazil registered business that wants a digital business account with cards and accounting tools would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider for cross border flows. See the Brazil country guide for providers that serve Brazil. This is general information, not advice.

Availability, fees, and eligibility change. This page was last reviewed on 11 April 2026. Confirm the current position with Qonto before applying.

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