Is Qonto available for business in Belgium?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Qonto for business in Belgium: Available with limits

Key eligibility
Qonto opens euro business accounts for companies, freelancers and the self employed registered in Belgium, one of the European markets it serves. Onboarding is online with company registration and identity documents.
Non resident position
The account is built for a business registered in a supported European country. A business registered only outside those markets is generally not eligible. Confirm your structure with Qonto.
Local currency support
Euro account with SEPA payments. Belgian customers are assigned a French IBAN rather than a Belgian one, which can cause friction with some local administrations and counterparties.
Headline monthly fee
From about 9 euro a month excl. VAT for the entry plan, with higher tiers for more cards, users and features.
Availability and fees as of 11 August 2025Last reviewed 11 August 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes, with one limit to note. Qonto opens euro business accounts for companies and freelancers registered in Belgium and counts it among its supported European markets. The account currently carries a French IBAN rather than a Belgian one, which some local administrations and suppliers may query.

Does Qonto serve business customers in Belgium?

Qonto accepts professional structures registered in several European markets including Belgium, alongside France, Germany, Spain, Italy, Austria, Portugal and the Netherlands. It offers euro accounts with SEPA transfers, cards, expense tools and accounting integrations. The main local caveat is the IBAN: Belgian customers are assigned a French IBAN, which is valid for SEPA across the euro area but can occasionally be refused by a counterparty or administration that expects a Belgian BE IBAN.

Eligibility for businesses in Belgium

Eligibility centres on a business registered in a Qonto supported European country such as Belgium, with online onboarding using company registration and identity documents and details of the activity. Some regulated or higher risk activities are excluded. Verify with the provider

What it costs locally

Qonto prices in euro across tiered plans, starting from roughly 9 euro a month excl. VAT for the entry plan and rising for plans with more cards, users and features. Card and transaction allowances vary by plan and extra usage carries fees. As of 11 August 2025

What local users report

Belgian users generally value the fast onboarding and the expense and accounting tools, while the most common complaint is the French IBAN rather than a local Belgian IBAN, which a minority of suppliers or public bodies query. Confirm the current IBAN position with Qonto.

How to open Qonto for business in Belgium

  1. Confirm your business is registered in Belgium, one of Qonto supported markets, and choose a plan
  2. Apply online with your company registration and identity documents and details of your activity
  3. Complete the onboarding checks and, once approved, activate your euro account, cards and tools
Open with Qonto →

Questions about Qonto in Belgium

Is Qonto available for business in Belgium?
Yes. As of 11 August 2025, Qonto opens euro business accounts for companies and freelancers registered in Belgium, which is one of its supported European markets. One limit to note is that the account carries a French IBAN rather than a Belgian one. This is general information, not advice.
Does Qonto give a Belgian IBAN?
Not currently. Belgian customers are assigned a French IBAN, which works for SEPA payments across the euro area but can occasionally be queried by a local administration or supplier that expects a Belgian BE IBAN, as of 11 August 2025. Confirm the current position with Qonto.
Who can open a Qonto account in Belgium?
Qonto accepts companies, freelancers and the self employed registered in Belgium, with online onboarding using company and identity documents, as of 11 August 2025. Some regulated or higher risk activities are excluded. Check your business type is accepted with the provider.
How much does Qonto cost in Belgium?
Qonto prices in euro across tiered plans starting from roughly 9 euro a month excl. VAT for the entry plan, rising for plans with more users, cards and features, as of 11 August 2025. Extra usage beyond plan allowances carries fees. Check the current schedule with the provider.

Availability, fees, and eligibility change. This page was last reviewed on 11 August 2025. Confirm the current position with Qonto before applying.

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