Is Qonto available for business in Australia?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Qonto for business in Australia: Not available

Key eligibility
A business registered in one of Qonto's European markets, currently France, Germany, Italy and Spain, with expansion within the European Union. An Australian only business does not qualify.
Non resident position
Not served for Australian companies. Qonto requires registration in a supported European Union market and provides a local IBAN in each.
Local currency support
Euro with a local IBAN in each supported market. There is no Australian dollar account and no local Australian account details.
Headline monthly fee
Not applicable in Australia, since there is no Australian product. Qonto's plan pricing applies to its European markets. Verify with the provider.
Availability and fees as of 15 March 2026Last reviewed 15 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 15 March 2026, Qonto serves businesses in France, Germany, Italy and Spain, with expansion to further European Union markets. It does not offer accounts to businesses registered in Australia, so the alternatives below serve the Australian market.

Does Qonto serve business customers in Australia?

Qonto is a European business banking platform for small and medium businesses and freelancers, currently operating in France, Germany, Italy and Spain and rolling out to further European Union countries such as Austria, Belgium, Portugal and the Netherlands. It provides a local IBAN in each market and requires registration in a supported European country. It does not offer an account to a business registered and operating only in Australia.

Eligibility for businesses in Australia

Qonto onboarding requires a business registered in one of its supported European Union markets, with European identity verification. It does not accept an Australian Business Number or Australian identity documents, so an Australian registered business cannot open a Qonto account. Verify with the provider

What it costs locally

There is no Australian price list because Qonto does not sell an Australian product. Its plan fees apply to euro accounts for businesses registered in its supported European markets. As of 15 March 2026

What local users report

Australian businesses cannot onboard with Qonto because it requires registration in a supported European market. Those needing an Australian dollar account use Australian providers instead.

Qonto does not appear to serve business customers in Australia as of 15 March 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Australia are listed on the Australia country guide.

Questions about Qonto in Australia

Is Qonto available for business in Australia?
No. As of 15 March 2026 Qonto serves businesses in France, Germany, Italy and Spain, with expansion to further European Union markets. A company registered in Australia cannot open one. Verify the current position with the provider. This is general information, not advice.
Can an Australian business open Qonto through a European entity?
Possibly, if it has a genuine business registered in one of Qonto's supported European markets. The qualifying entity would be the European company, not the Australian one. Confirm eligibility with the provider. As of 15 March 2026.
Does Qonto offer an Australian dollar account?
No. Qonto operates in euros with a local European IBAN and does not provide an Australian dollar account or local Australian account details. As of 15 March 2026, confirm the current position with the provider.
What are the alternatives to Qonto in Australia?
Providers confirmed for Australian business customers are listed on the Australia country guide, including local banks and online multi currency options. Availability changes, so verify with each provider before applying. As of 15 March 2026.

Availability, fees, and eligibility change. This page was last reviewed on 15 March 2026. Confirm the current position with Qonto before applying.

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