Is Penta available for business in Finland?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 4 April 2026
Availability

Penta for business in Finland: Not available

Key eligibility
None currently. Penta was a German business banking service for companies registered in Germany, and the brand is no longer offered as a separate product. A business registered in Finland was never eligible.
Non resident position
Not served. Penta was a Germany focused business account and never offered accounts to Finland registered businesses, and the brand is no longer open to new customers.
Local currency support
Not applicable. Penta offered euro business accounts to German registered businesses, there was no local Finland account, and the brand is no longer offered.
Headline monthly fee
Not applicable. The Penta brand is no longer offered as a separate product, so there is no current Finland pricing.
Availability and fees as of 4 April 2026Last reviewed 4 April 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 4 April 2026, Penta does not serve business customers in Finland. Penta was a German business banking brand for companies registered in Germany. The brand was discontinued after its business was integrated into another European provider by the end of 2023, and it is no longer offered as a separate product. It did not offer accounts to Finland registered businesses. The alternatives below point to providers that serve Finnish businesses.

Does Penta serve business customers in Finland?

No. Penta was a digital business account aimed at small and medium companies registered in Germany, offering euro accounts, cards and bookkeeping integrations. It focused on the German market and at one point Italy, and it did not offer local accounts to businesses registered in Finland. During 2023 the Penta business was integrated into another European business banking provider and the Penta brand was retired, with the last Penta accounts moved over by the end of that year. As a result there is no Penta product to open in Finland today, so the accurate position is not available.

Eligibility for businesses in Finland

When it operated, Penta required a business registered in Germany, so a company registered only in Finland could not open a Penta account. Since the brand was discontinued, there is no current eligibility route under the Penta name anywhere, including Finland. As of 4 April 2026. Verify with the provider

What it costs locally

There is no current Finland pricing for Penta, because the brand is no longer offered as a separate product. When it operated it published euro plans for German registered businesses. Confirm any successor arrangements directly with the provider you are considering. As of 4 April 2026

What local users report

There is no base of Finland business users for Penta, since it was a German service and the brand has been retired. Businesses in Finland that want a euro business account use Finnish banks and cross border providers established in the European Economic Area. As of 4 April 2026, confirm the current position with each provider before relying on it.

Penta was a German business banking brand that has been discontinued and never served business customers registered in Finland, so as of 4 April 2026 there is no Penta product to open here. Verify directly with the provider. Providers confirmed available in Finland are listed on the Finland country guide.

Questions about Penta in Finland

Is Penta available for business in Finland?
No. As of 4 April 2026 Penta was a German business banking brand that has been discontinued, and it never offered accounts to Finland registered businesses. Verify the current position with the provider. This is general information, not advice.
Can a business in Finland open a Penta account?
No. Penta required a business registered in Germany, and the brand is no longer offered as a separate product after being integrated into another provider by the end of 2023. As of 4 April 2026, a company in Finland cannot open a Penta account.
Does Penta support the euro in Finland?
Penta offered euro accounts to German registered businesses, not to Finland registered businesses, and the brand is no longer offered. As of 4 April 2026, confirm the current position with the provider.
What can a business in Finland use instead?
Providers that serve business customers in Finland are listed on the Finland country guide, including local banks and online options. Availability changes, so verify the current position with each provider before applying. As of 4 April 2026.

Availability, fees, and eligibility change. This page was last reviewed on 4 April 2026. Confirm the current position with Penta before applying.

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