Is Penta available for business in Canada?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Penta for business in Canada: Not available

Key eligibility
Not served. Penta was a German business banking platform that has been merged into Qonto, and it operated only in Europe, so it does not serve companies in Canada.
Non resident position
Not served from Canada. The Penta service was tied to the European market and has since moved onto the Qonto platform, neither of which onboards a company based in Canada.
Local currency support
Euro through the German market. No Canadian dollar account or Canadian account details were ever offered.
Headline monthly fee
No local Canada pricing. Penta published euro plans for the German market before the move to Qonto.
Availability and fees as of 25 May 2026Last reviewed 25 May 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 25 May 2026, Penta does not serve business customers in Canada. Penta was a German business banking platform that operated only in Europe and has been merged into Qonto, so there is no way for a company based in Canada to open a Penta account.

Does Penta serve business customers in Canada?

No. Penta was a German business banking platform for small and medium companies that operated in the German market and adjacent European countries. It has since been brought onto the Qonto platform, with the Penta brand wound down. Neither the former Penta service nor Qonto onboards a company registered and operating only in Canada, so a Penta business account is not available in Canada.

Eligibility for businesses in Canada

Penta served businesses registered in its European market, with onboarding built around European business registration. There was never a Canadian registration path, and the service has moved onto Qonto, which also operates only in Europe. A business based only in Canada does not qualify. Verify with the provider

What it costs locally

There is no local Canada pricing because Penta never offered an account in Canada. Penta published its plans in euro for the German market before customers were moved onto the Qonto platform. As of 25 May 2026

What local users report

There is no Canadian base of Penta users, since the service operated only in Europe and has been retired in favour of Qonto. Canadian companies that want a digital business account generally use providers that operate in the Canadian market.

Penta does not appear to serve business customers in Canada as of 25 May 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Canada are listed on the Canada country guide.

Questions about Penta in Canada

Is Penta available for business in Canada?
No. As of 25 May 2026, Penta was a German business banking platform that operated only in Europe and has been merged into Qonto, so it does not serve companies in Canada. Verify the current position with the provider.
Does Penta still exist?
The Penta service has been brought onto the Qonto platform and the Penta brand has been wound down. As of 25 May 2026, neither serves business customers in Canada. Confirm with the provider.
Does Penta support the Canadian dollar?
No. As of 25 May 2026, Penta operated in euro in the German market and never offered a Canadian dollar account or Canadian account details. Confirm with the provider.
What can a business in Canada use instead?
Providers that serve business customers in Canada are listed on the Canada country guide. Availability changes, so verify with each provider before applying. As of 25 May 2026.

Availability, fees, and eligibility change. This page was last reviewed on 25 May 2026. Confirm the current position with Penta before applying.

Related