Is Penta available for business in Brazil?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 13 March 2026
Availability

Penta for business in Brazil: Not available

Key eligibility
Penta was a German business banking brand for small and medium companies. It was acquired by another European business banking provider and its accounts were migrated, with the Penta brand retired. A business registered in Brazil cannot open Penta
Non resident position
Penta served companies registered in Germany. There was no route for a Brazil registered business, and the brand no longer operates independently
Local currency support
Euro accounts for the German market. No Brazilian Real account and no local Brazil rails such as PIX
Headline monthly fee
Not applicable in Brazil. The brand has been folded into a larger European provider and was never offered to Brazil registered businesses. Verify with the provider
Availability and fees as of 13 March 2026Last reviewed 13 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 13 March 2026, Penta does not serve business customers in Brazil, and Penta no longer operates as a standalone brand. Penta was a German digital business banking provider for small and medium companies, freelancers and the self employed. It was acquired by another European business banking provider, its customers were migrated to the acquirer platform, and the Penta brand was retired. It served companies registered in Germany, never Brazil. A Brazil registered business would look to Brazilian banks, local fintechs or global multi currency providers instead. Confirm the current position with the provider.

Does Penta serve business customers in Brazil?

No. Penta was a Berlin based digital business account aimed at German small and medium companies and the self employed, offering Euro accounts, cards and finance tools. Penta was acquired by another European business banking provider, and during 2023 Penta customers were gradually moved to that provider platform, with the Penta brand discontinued. Penta served companies registered in Germany and did not offer accounts to businesses registered in Brazil, and there is no Brazilian Real product. As of 13 March 2026, a business in Brazil cannot open a Penta account.

Eligibility for businesses in Brazil

Penta onboarded companies registered in Germany, using German registration and identity details. There was no non resident route for a Brazil registered business, and the brand has since been folded into a larger European business banking provider that serves a set of European markets rather than Brazil. As of 13 March 2026 there is no eligibility path for a Brazil based business with Penta. Verify with the provider

What it costs locally

Penta published pricing in Euro for the German market while it operated, with tiered monthly plans. Because the brand has been retired and was never offered in Brazil, there is no Brazil pricing to quote, and any historical German figure would not apply to a Brazil based company. Confirm the current position with the provider that now holds the former Penta business. As of 13 March 2026

What local users report

Discussion of Penta relates to German small and medium businesses and the migration of accounts to the acquirer. There is no Brazilian user base because the product was never available in Brazil. A Brazil registered business that wants a digital business account with cards and finance tools would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider for cross border payments.

Penta does not appear to offer business accounts to companies registered in Brazil as of 13 March 2026, and the brand has been retired following its acquisition. Verify directly with the provider. Providers confirmed available in Brazil are listed on the Brazil country guide.

Questions about Penta in Brazil

Is Penta available for business in Brazil?
No. As of 13 March 2026 Penta does not offer business accounts to companies registered in Brazil, and the Penta brand has been retired after being acquired. It served companies registered in Germany while it operated. Verify the current position with the provider. This is general information, not advice.
Does Penta still exist?
Penta was acquired by another European business banking provider, and its customers were migrated to that provider platform, with the Penta brand discontinued. As of 13 March 2026 it does not operate as a standalone product and never served Brazil. Confirm the current position with the provider.
Does Penta support the Brazilian Real or PIX?
No. Penta offered Euro accounts for the German market and never offered a Brazilian Real account or local Brazil rails such as PIX. As of 13 March 2026 there is no Brazil product. Confirm the current position with the provider.
What can a Brazil business use instead of Penta?
A Brazil registered business that wants a digital business account with cards and finance tools would use Brazilian banks or local fintechs that support Brazilian Real and PIX, or a global multi currency provider for cross border payments. See the Brazil country guide for providers that serve Brazil. This is general information, not advice.

Availability, fees, and eligibility change. This page was last reviewed on 13 March 2026. Confirm the current position with Penta before applying.

Related