Is Penta available for business in Belgium?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Penta for business in Belgium: Not available

Key eligibility
Not applicable. The Penta brand has been discontinued and its accounts moved to Qonto
Non resident position
Not served. Penta did not offer accounts in Belgium and the brand no longer operates
Local currency support
No euro account under the Penta brand. Penta accounts were closed and customers moved to Qonto
Headline monthly fee
Not applicable
Availability and fees as of 5 March 2026Last reviewed 5 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 5 March 2026, Penta is not available for business in Belgium, and the Penta brand no longer operates. Penta was a Berlin based business banking platform for small companies in Germany that was acquired by Qonto. Penta customers were moved to the Qonto platform and the last Penta accounts were closed by the end of 2023, with the German business operating only under the Qonto brand from 2024. The alternatives below point to providers that serve Belgium.

Does Penta serve business customers in Belgium?

No. Penta was a business banking platform for small and medium companies based in Germany, and it did not open business accounts in Belgium. Penta was acquired by the French company Qonto, its customers were gradually invited to move to the Qonto platform from early 2023, and the last Penta accounts were closed by the end of that year. From 2024 the business has operated under the Qonto brand. There is no Penta business account to open in Belgium or anywhere else as of 5 March 2026.

Eligibility for businesses in Belgium

There is no current Penta eligibility, because the brand has been discontinued and accounts moved to Qonto. When it operated, Penta served businesses registered in Germany, not companies in Belgium. A business in Belgium cannot open a Penta account as of 5 March 2026. Verify with the provider

What it costs locally

There is no local Belgian pricing for Penta, because the brand no longer operates and it never offered accounts in Belgium. Former Penta pricing applied to German business accounts and has been replaced by Qonto pricing. As of 5 March 2026

What local users report

There is no current base of Penta business users, because customers were moved to Qonto and the Penta brand was retired. Businesses in Belgium that want a digital business account use providers that operate in the market today. As of 5 March 2026, verify the current position before relying on any provider.

Penta does not appear to serve business customers in Belgium as of 5 March 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Belgium are listed on the Belgium country guide.

Questions about Penta in Belgium

Is Penta available for business in Belgium?
No. As of 5 March 2026, the Penta brand has been discontinued after its acquisition by Qonto, and it never offered business accounts in Belgium. There is no Penta account to open. Verify the current position with the provider.
What happened to Penta?
Penta, a Berlin based business banking platform, was acquired by Qonto. Penta customers were moved to the Qonto platform and the last Penta accounts were closed by the end of 2023, with the business operating only as Qonto from 2024. As of 5 March 2026, confirm details with the provider.
Can a business in Belgium open a Penta account?
No. As of 5 March 2026, Penta no longer operates as a brand, and it previously served businesses in Germany rather than Belgium. A business in Belgium cannot open a Penta account. Confirm with the provider.
What can a business in Belgium use instead?
Providers that serve business customers in Belgium are listed on the Belgium country guide, including local banks and digital options. Availability changes, so check each provider current eligibility before applying. As of 5 March 2026.

Availability, fees, and eligibility change. This page was last reviewed on 5 March 2026. Confirm the current position with Penta before applying.

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