Is OFX available for business in Germany?

Availability

OFX for business in Germany: Available with limits

Key eligibility: Open to registered businesses that pass identity and business verification. OFX provides a multi currency account and international payments, not a German deposit account.
Non resident position: OFX serves businesses operating internationally and is regulated in the European Union through its Irish entity. Verify your specific eligibility with the provider.
Local currency support: Local account details in euro, plus United States dollar, pound and Canadian dollar, and payments across 30 or more currencies. This is a payment facility, not a German bank deposit account.
Headline monthly fee: No advertised monthly account fee. OFX makes its margin on the exchange rate, so the effective cost sits in the currency conversion. As of 4 February 2026.

Availability and fees as of 4 February 2026Last reviewed 4 February 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Available with limits. As of 4 February 2026, OFX serves business customers connected to Germany through its multi currency Global Business Account and international payments service, regulated in the European Union through its Irish entity. It provides local account details in euro and payments in 30 or more currencies, but it is a non cash payment facility rather than a German bank deposit account. It suits cross border payments and holding foreign currency, not local cash handling.

Does OFX serve business customers in Germany?

Yes, with limits. OFX offers a multi currency Global Business Account and an international payments service to businesses in Europe, regulated in the European Union through its entity authorised by the Central Bank of Ireland. A business can hold and manage funds in 30 or more currencies, receive into local account details in euro, pound, United States dollar and Canadian dollar, and pay suppliers in many countries. OFX describes the account as a virtual transaction account and non cash payment facility, so it complements rather than replaces a local German current account. As of 4 February 2026.

Eligibility for businesses in Germany

OFX opens accounts to registered businesses that complete its online registration and pass identity and business verification. Applicants create the account online and verify with identification. Some activities and customer types are not accepted, and the availability of specific features can vary, so confirm that your business and use case are eligible with the provider. As of 4 February 2026. Verify with the provider

What it costs locally

OFX does not advertise a monthly account fee on its business account and instead earns a margin over the mid market exchange rate on conversions. Holding balances and receiving into local currency details can avoid some transfer fees, while sending payments in a currency you do not hold involves a conversion at the OFX rate. Confirm current pricing and any thresholds with the provider before relying on a figure. As of 4 February 2026. As of 4 February 2026

What local users report

Businesses in Germany that trade across borders use OFX to hold euro and foreign currency, receive from overseas marketplaces and pay suppliers abroad at rates they find competitive against a traditional bank. Users note that it is a payments and currency tool rather than a full current account, so many pair it with a local German account for payroll, taxes and cash. As of 4 February 2026.

How to open OFX for business in Germany

Register online for an OFX Global Business Account and select euro and any other currencies you need.
Verify your business and identity with the documents OFX requests.
Use your local euro account details to receive funds, then hold or convert and pay suppliers across supported currencies.