Novo for business in Germany: Not available
- Key eligibility
- Not served. Novo requires a business registered in the United States, and applicants must be United States residents with a Social Security number and a United States address.
- Non resident position
- Not served from Germany. The account holder must be a United States entity with a United States resident owner. A company registered only in Germany cannot apply.
- Local currency support
- United States dollar accounts only. No euro account and no German IBAN.
- Headline monthly fee
- No local Germany pricing. Novo advertises a United States business checking account with no monthly fee for United States customers.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Does Novo serve business customers in Germany?
No. Novo provides an online business checking account to United States businesses through a United States partner bank, with no monthly fee, invoicing and integrations aimed at the United States market. Opening an account requires a United States registered business, a United States resident owner and a United States address, and balances are held in United States dollars. A company registered only in Germany does not meet these requirements, so it cannot open a Novo account. As of 1 November 2025.
Eligibility for businesses in Germany
Novo requires applicants to own a business that is registered in the United States, to be a United States resident aged at least 18, and to provide a Social Security number, a United States phone number and a United States address. Certain activities such as cryptocurrency exchange, money services and cannabis sales are not accepted. Businesses incorporated outside the United States, including in Germany, do not qualify. As of 1 November 2025. Verify with the provider
What it costs locally
There is no local Germany pricing because the account is not offered to businesses registered in Germany. Novo advertises a United States business checking account with no monthly fee and no minimum balance for United States customers, and balances are held in United States dollars. The euro and local German account details are not supported. As of 1 November 2025. As of 1 November 2025
What local users report
There is no established base of Germany business users, since the service is not available to companies registered in Germany. Businesses in Germany that want an online account with built in invoicing generally look to local neobanks and to providers that operate in the German market. As of 1 November 2025, confirm the current position with each provider before relying on it.
Questions about Novo in Germany
Is Novo available for business in Germany?
Can a business in Germany use Novo?
Does Novo support the euro in Germany?
What can a business in Germany use instead?
Availability, fees, and eligibility change. This page was last reviewed on 1 November 2025. Confirm the current position with Novo before applying.