Is Novo available for business in Australia?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Novo for business in Australia: Not available

Key eligibility
A business registered in the United States with an owner who lives in the US, a US address, a US phone number, and in most cases a Social Security number. A company registered only in Australia does not meet this.
Non resident position
Not served. Novo states it does not serve international businesses or owners; the business must be registered in the US and the owner must reside in the US.
Local currency support
United States dollar only. There is no Australian dollar account and no local Australian account details.
Headline monthly fee
Not applicable in Australia. Novo markets a no monthly fee US business checking account; that pricing applies to US accounts only. Verify with the provider.
Availability and fees as of 9 April 2026Last reviewed 9 April 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

No. As of 9 April 2026, Novo opens accounts only for businesses registered in the United States whose owners live in the US. A business registered solely in Australia is not eligible, so the alternatives below serve the Australian market.

Does Novo serve business customers in Australia?

Novo is a United States business banking platform with accounts held at a US partner bank. It requires the business to be registered in the United States and the owner to reside in the US. It does not onboard a business that is registered and operating only in Australia, and it does not serve US territories.

Eligibility for businesses in Australia

Novo applicants generally need a US registered business, a US residential address, a US phone number on a major US carrier, and a Social Security number or equivalent US identity document. Australian Business Number registration and Australian identity documents are not accepted. Verify with the provider

What it costs locally

There is no Australian price list because Novo does not sell an Australian product. Its no monthly fee account is a US dollar account governed by US terms and is not available to an Australian registered business. As of 9 April 2026

What local users report

Australian businesses report being unable to pass Novo onboarding without US registration and US identity details. Those needing an Australian dollar account choose Australian providers instead.

Novo does not appear to serve business customers in Australia as of 9 April 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Australia are listed on the Australia country guide.

Questions about Novo in Australia

Is Novo available for business in Australia?
No. As of 9 April 2026 Novo serves only businesses registered in the United States whose owners reside in the US. A company registered only in Australia cannot open one. Verify the current position with the provider. This is general information, not advice.
Can an Australian founder open Novo with a US company?
Possibly, if they hold a genuine United States registered business plus a US address, US phone number and US identity details. The qualifying entity is the US company, not the Australian one. Confirm eligibility with the provider. As of 9 April 2026.
Does Novo provide an Australian dollar account?
No. Novo operates in United States dollars on US accounts and does not offer an Australian dollar account or local Australian account details. As of 9 April 2026, confirm the current position with the provider.
What are the alternatives to Novo in Australia?
Providers confirmed for business customers in Australia are listed on the Australia country guide, including local banks and online multi currency options. Availability changes, so verify with each provider before applying. As of 9 April 2026.

Availability, fees, and eligibility change. This page was last reviewed on 9 April 2026. Confirm the current position with Novo before applying.

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