Is N26 Business available for business in Denmark?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 27 March 2026
Availability

N26 Business for business in Denmark: Available with limits

Key eligibility
For self employed people and freelancers resident in Denmark; the account is held in your own name, not a company name
Non resident position
Requires residence in Denmark or another supported country; not offered to non resident companies
Local currency support
Euro account with a reachable IBAN, not a Danish krone account
Headline monthly fee
N26 Business Standard at 0 euros a month, with paid tiers above
Availability and fees as of 27 March 2026Last reviewed 27 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

N26 Business is available in Denmark, with limits. As of 27 March 2026, Denmark is one of the European countries where N26 offers business accounts to self employed people and freelancers who are resident there, held in the person own name. It is not designed for registered companies such as an anpartsselskab (ApS). The account is a euro account rather than a Danish krone account, and the N26 Business Standard tier is free. Verify current terms and your eligibility with the provider.

Does N26 Business serve business customers in Denmark?

Yes, with limits. As of 27 March 2026, N26 is a licensed European bank and lists Denmark among the countries where it offers N26 Business accounts. These accounts go to self employed people and freelancers resident in Denmark, opened in the individual own name with a euro IBAN. They are not intended for incorporated companies such as an anpartsselskab (ApS) or aktieselskab (A/S), which need a different type of account. Confirm the current position with the provider.

Eligibility for businesses in Denmark

N26 Business is for registered freelancers and self employed individuals who are resident in Denmark, aged 18 or over, opening the account in their own name with a valid identity document and a supported tax residency. Incorporated companies are not eligible for these accounts as of 27 March 2026, and residence in a supported country is required. Verify with the provider

What it costs locally

N26 Business Standard has no monthly fee as of 27 March 2026. Paid tiers, such as N26 Business Smart, N26 Business Go and N26 Business Metal, carry monthly fees with added features such as more sub accounts and higher cashback. A cashback of 0.1 percent applies on card purchases, and certain services such as cash deposits can carry fees. The account is held in euro, not Danish krone. As of 27 March 2026

What local users report

Self employed users in supported countries generally describe N26 as a fast, app based euro account that is easy to open, with the main limitations being that it suits sole traders and freelancers rather than incorporated companies, and that it is a euro account rather than a Danish krone account. Experience varies by business profile. Confirm current features and fees with the provider as of 27 March 2026.

How to open N26 Business for business in Denmark

  1. Confirm you are a freelancer or self employed person resident in Denmark and have a valid identity document.
  2. Apply through N26 and complete the identity verification, then choose the Business Standard or a paid tier.
  3. Once verified, activate your euro account and Mastercard and start using your IBAN.
Open with N26 Business →

Questions about N26 Business in Denmark

Is N26 Business available in Denmark?
Yes, with limits. As of 27 March 2026, Denmark is a supported country and N26 offers business accounts to self employed people and freelancers resident there, held in their own name. Incorporated companies are not eligible. Verify the current position with the provider.
Can an anpartsselskab open N26 Business in Denmark?
No. As of 27 March 2026, N26 Business accounts are opened in an individual own name for the self employed and freelancers, not for incorporated companies such as an anpartsselskab (ApS). Confirm the current position with the provider.
Does N26 Business have a monthly fee in Denmark?
The N26 Business Standard tier has no monthly fee as of 27 March 2026, while paid tiers carry monthly fees for extra features. Verify current pricing with the provider.
Does N26 Business give a Danish krone account in Denmark?
No. As of 27 March 2026, N26 Business provides a euro account with a reachable IBAN for eligible self employed users resident in Denmark, not a Danish krone account. Confirm current details with the provider.

Availability, fees, and eligibility change. This page was last reviewed on 27 March 2026. Confirm the current position with N26 Business before applying.

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