Is Monzo Business available for business in France?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 4 October 2025
Availability

Monzo Business for business in France: Not available

Key eligibility
A sole trader or limited company by shares registered and based in the United Kingdom, tax resident only in the United Kingdom, with United Kingdom resident directors. A company registered in France does not qualify.
Non resident position
Monzo Business does not offer accounts to businesses based, registered or tax resident outside the United Kingdom, and requires United Kingdom residency for directors and persons of significant control. A France registered business cannot open an account.
Local currency support
Monzo Business operates in pounds sterling and does not offer a euro business account to a company registered in France.
Headline monthly fee
No France pricing, since Monzo Business is offered only to United Kingdom registered businesses.
Availability and fees as of 4 October 2025Last reviewed 4 October 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 4 October 2025, Monzo Business does not serve businesses registered in France. Monzo Business is the business arm of Monzo Bank, a United Kingdom bank, and it offers accounts only to sole traders and limited companies registered and tax resident in the United Kingdom. A company registered in France cannot open a Monzo Business account. The alternatives below point to providers that serve France today.

Does Monzo Business serve business customers in France?

No. Monzo Business is offered only to United Kingdom based sole traders and United Kingdom registered limited companies that are tax resident only in the United Kingdom, with United Kingdom resident directors and persons of significant control. Monzo states that it cannot offer an account where the business is based, registered or tax resident outside the United Kingdom. A company registered in France does not meet these requirements and cannot open a Monzo Business account. As of 4 October 2025.

Eligibility for businesses in France

Monzo Business eligibility requires a sole trader or limited company by shares that is based and registered in the United Kingdom and tax resident only in the United Kingdom, with United Kingdom resident directors. Partnerships, limited liability partnerships, charities and certain other structures are not supported, and the business must earn mainly from selling goods or services. A company registered in France falls outside these rules and cannot open an account. Verify with the provider

What it costs locally

There is no France pricing because Monzo Business is offered only to United Kingdom registered businesses, in pounds sterling. Monzo advertises a free Lite business tier and a paid Pro tier for United Kingdom customers. Euro denominated pricing for a France registered business does not exist. As of 4 October 2025

What local users report

There is no base of France registered Monzo Business customers, since the account is for United Kingdom registered businesses. France registered businesses that want a euro account generally use French banks and European providers. Confirm the current position before relying on it. As of 4 October 2025.

Monzo Business does not appear to serve business customers in France as of 4 October 2025, or the position is unclear for a France registered business. Verify directly with the provider. Providers confirmed available in France are listed on the France country guide.

Questions about Monzo Business in France

Is Monzo Business available for business in France?
No. As of 4 October 2025 Monzo Business is offered only to sole traders and limited companies registered and tax resident in the United Kingdom, and a company registered in France cannot open an account. Verify the current position with the provider. This is general information, not advice.
Can a France based company open Monzo Business?
No. Monzo cannot offer a business account where the business is based, registered or tax resident outside the United Kingdom, and it requires United Kingdom resident directors, as of 4 October 2025. Confirm your eligibility with the provider.
Does Monzo Business offer a euro account for French businesses?
No. Monzo Business operates in pounds sterling and does not offer a euro business account to a company registered in France, as of 4 October 2025. Confirm the current position with the provider.
What can a business in France use instead?
Providers that serve business customers registered in France are listed on the France country guide, including French banks and European digital options. Verify the current position with each provider before applying.

Availability, fees, and eligibility change. This page was last reviewed on 4 October 2025. Confirm the current position with Monzo Business before applying.

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