Is Mercury available for business in Spain?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Mercury for business in Spain: Not available

Key eligibility
Mercury provides business banking to companies that are formed and registered in the United States or a United States territory. Eligibility is built around a United States entity, an employer identification number and United States company documents.
Non resident position
Mercury supports founders from most countries, but only for a United States registered company. The owner can live outside the United States, yet the business itself must be a United States entity. A company registered only in Spain cannot open an account.
Local currency support
Mercury accounts are United States dollar accounts with United States account and routing numbers. There is no euro account or Spanish IBAN.
Headline monthly fee
No Spain pricing exists, because Mercury serves United States registered companies. Its standard business account has no monthly fee, set in United States dollars.
Availability and fees as of 7 June 2026Last reviewed 7 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Not available for a Spain registered company. Mercury provides banking to companies formed and registered in the United States, even where the founders live abroad. As of 7 June 2026, a business registered only in Spain cannot open a Mercury account without first forming a United States entity.

Does Mercury serve business customers in Spain?

Mercury is a United States financial technology company that offers business banking through United States partner banks. Its accounts are for companies that are formed and registered in the United States or a United States territory, including United States companies owned by founders living overseas. It does not open accounts for a company that is registered only in Spain. A Spain based founder could in principle form a United States entity and apply, but that is a United States account, not a Spanish one. As of 7 June 2026.

Eligibility for businesses in Spain

Mercury requires a United States registered company, a United States employer identification number and company formation documents, along with identification for the owners. For non United States entities Mercury supports only a narrow set of company types and excludes some others, and it cannot onboard a business registered only in Spain. As of 7 June 2026. Verify with the provider

What it costs locally

There is no local Spain pricing, because Mercury serves United States registered companies. Its standard business account carries no monthly fee, with paid tiers for larger needs, all set in United States dollars. As of 7 June 2026

What local users report

Some founders based in Spain use Mercury through a United States entity they have set up, typically to bank a United States subsidiary or holding company. For a company that operates and is registered only in Spain, businesses use a European provider that issues a euro account. As of 7 June 2026, confirm the current position with each provider before relying on it.

Mercury does not appear to serve business customers in Spain as of 7 June 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Spain are listed on the Spain country guide.

Questions about Mercury in Spain

Is Mercury available for business in Spain?
Not for a Spain registered company. As of 7 June 2026, Mercury banks companies formed and registered in the United States, even when the founders live abroad. A business registered only in Spain cannot open an account without first forming a United States entity. Verify with the provider. This is general information, not advice.
Can a Spanish founder open a Mercury account?
Only through a United States company. Mercury supports founders from many countries, but the business must be a United States registered entity with an employer identification number. A company registered only in Spain does not qualify, as of 7 June 2026.
Does Mercury offer a euro account or Spanish IBAN?
No. Mercury operates United States dollar accounts with United States account and routing numbers and does not issue a euro balance or a Spanish IBAN, as of 7 June 2026.
What can businesses in Spain use instead?
Providers confirmed to serve business customers in Spain are listed on the Spain country guide. As of 7 June 2026, confirm current availability, eligibility and fees with each provider before applying.

Availability, fees, and eligibility change. This page was last reviewed on 7 June 2026. Confirm the current position with Mercury before applying.

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