Is Lili available for business in Finland?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Lili for business in Finland: Not available

Key eligibility
Business must be registered in the United States with a US business address and a US phone number; built for US based small businesses and the self employed
Non resident position
Accepts some founders who are not US residents, but only for a US registered business with a US address and US phone, not a Finnish company
Local currency support
US dollar accounts only, no euro account for a business in Finland
Headline monthly fee
Not applicable in Finland
Availability and fees as of 29 January 2026Last reviewed 29 January 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Lili does not serve businesses registered in Finland. As of 29 January 2026, Lili is a US business banking platform for companies registered in the United States, requiring a US business address and a US phone number. A company registered in Finland cannot open a Lili account, although a Finland based founder who forms a US entity with a US address may qualify. Verify the current position with the provider.

Does Lili serve business customers in Finland?

No. As of 29 January 2026, Lili offers business accounts, provided through a US partner bank, only to businesses that are registered in the United States and that have a US business address and US phone number. A Finnish osakeyhtio (Oy) or toiminimi registered in Finland does not meet that requirement, so Lili is not a local business account for businesses in Finland. Confirm the current position with the provider.

Eligibility for businesses in Finland

Lili requires a US registered business, a US business address that is not a PO box or mail forwarding service, and a US mobile number, along with an EIN or in some cases an SSN depending on entity type. Some non US resident founders can apply, but only for a US business; a company registered only in Finland is not eligible as of 29 January 2026. Verify with the provider

What it costs locally

Lili has no local Finland pricing because it does not offer accounts to Finnish companies. Its US plans range from a free tier to paid tiers and operate in US dollars, which is not a euro account for a business in Finland. As of 29 January 2026

What local users report

Because the account is not available to companies registered in Finland, there is no meaningful local user experience to report there as of 29 January 2026. Finland based founders who use Lili generally do so through a separately incorporated US business with a US address.

Lili does not appear to serve business customers in Finland as of 29 January 2026, or the position is unclear. Verify directly with the provider. Providers confirmed available in Finland are listed on the Finland country guide.

Questions about Lili in Finland

Is Lili available for business in Finland?
No. As of 29 January 2026, Lili serves only businesses registered in the United States with a US address and US phone number. A company registered in Finland cannot open a Lili account. Verify the current position with the provider.
Can a Finland based founder use Lili?
Only through a US business. As of 29 January 2026, some non US resident founders can apply, but the business must be US registered with a US address and US phone. A founder in Finland would need a US company to qualify. Confirm eligibility with the provider.
Does Lili offer a euro account?
No. As of 29 January 2026, Lili accounts operate in US dollars and do not provide a euro account for a business based in Finland. Verify with the provider.
What can a business in Finland use instead?
Providers confirmed to serve business customers in Finland are listed on the Finland country guide. As of 29 January 2026, check each provider current eligibility before applying.

Availability, fees, and eligibility change. This page was last reviewed on 29 January 2026. Confirm the current position with Lili before applying.

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