Is Kontist available for business in Germany?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Kontist for business in Germany: Available

Key eligibility
Built for the self employed and freelancers registered in Germany, with identity checks. Aimed at single owner businesses rather than larger companies.
Non resident position
Designed for self employed people based and registered in Germany. Verify eligibility for your situation with the provider.
Local currency support
Euro account with a German IBAN.
Headline monthly fee
The Kontist Free plan is advertised at 0 euro per month as of 3 June 2026. The Start plan is about 11 euro and the Plus plan about 25 euro per month.
Availability and fees as of 3 June 2026Last reviewed 3 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes. As of 3 June 2026, Kontist serves business customers in Germany. It is a German account built specifically for the self employed and freelancers, with a euro account and a German IBAN, plus tax and bookkeeping features such as automatic tax set aside. Plans start at 0 euro per month on the Free plan, with Start and Plus tiers adding more transfers and tools.

Does Kontist serve business customers in Germany?

Kontist offers a business account designed for the self employed and freelancers registered in Germany. It provides a euro account with a German IBAN, a Visa Business debit card, and tools that help with German tax, including a feature that sets aside an estimate for tax as income arrives. Higher tiers add bookkeeping and VAT return support. It is tailored to single owner businesses rather than larger companies with many staff.

Eligibility for businesses in Germany

Kontist is built for the self employed and freelancers based and registered in Germany, and onboarding is handled online with identity verification. It is generally not aimed at larger incorporated companies with complex structures. Some account features, such as the tax tools, are designed around German self employment. Confirm that your situation and legal form are eligible with the provider. Verify with the provider

What it costs locally

Kontist publishes three tiers. The Free plan is advertised at 0 euro per month with a limited number of included SEPA transactions and a small fee if monthly revenue is very low, the Start plan is about 11 euro per month with a physical card and more free transfers, and the Plus plan is about 25 euro per month plus VAT with the widest range of tools including VAT return filing. Charges above bundled limits apply. Check current terms before relying on a figure. As of 3 June 2026

What local users report

German freelancers and solo business owners use Kontist for an account that combines a German IBAN with tax set aside and bookkeeping aimed at self employment. Users value the tax features and simple setup, while those running larger companies or needing many user accounts tend to choose a provider built for companies.

How to open Kontist for business in Germany

  1. Choose the plan that matches your transaction volume and tax tool needs.
  2. Apply online as a self employed person or freelancer and verify your identity.
  3. Activate your euro account, German IBAN, card and tax features.
Open with Kontist →

Questions about Kontist in Germany

Is Kontist available for business in Germany?
Yes. As of 3 June 2026, Kontist offers a business account with a German IBAN built for the self employed and freelancers registered in Germany. Verify the current position with the provider.
Who can open a Kontist account in Germany?
As of 3 June 2026, Kontist is designed for the self employed and freelancers based and registered in Germany, with online identity verification. It is generally not aimed at larger incorporated companies. Confirm eligibility with the provider.
What does Kontist cost in Germany?
As of 3 June 2026, the Free plan is advertised at 0 euro per month, the Start plan at about 11 euro and the Plus plan at about 25 euro per month plus VAT. Charges above bundled limits apply. Check current terms with the provider.
Does Kontist help with German tax?
Yes. As of 3 June 2026, Kontist includes features that set aside an estimate for tax as income arrives, with bookkeeping and VAT return support on higher tiers. Confirm the current features with the provider.

Availability, fees, and eligibility change. This page was last reviewed on 3 June 2026. Confirm the current position with Kontist before applying.

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