Is Kontist available for business in Belgium?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson · Last reviewed 28 October 2025
Availability

Kontist for business in Belgium: Not available

Key eligibility
Residence and tax registration in Germany, as a freelancer, self employed person, sole trader or small business owner, with a German address and a valid ID. A business based in Belgium does not qualify.
Non resident position
Onboarding is tied to German residence and German tax registration. A person resident in Belgium running a Belgian business cannot open a Kontist account.
Local currency support
A euro account built for the German market. There is no dedicated Belgian offering or local Belgian IBAN product.
Headline monthly fee
No Belgium pricing. In Germany Kontist offers a free plan and paid plans with bookkeeping and tax features.
Availability and fees as of 28 October 2025Last reviewed 28 October 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 28 October 2025, Kontist does not serve businesses in Belgium. Kontist is a German business banking service for freelancers and self employed people, now operated under Shine, and it requires residence and tax registration in Germany. A business based in Belgium cannot open a Kontist account. The alternatives below point to providers that serve Belgium today.

Does Kontist serve business customers in Belgium?

No. Kontist is a German fintech that provides business accounts for freelancers, self employed people and small businesses that are registered and taxed in Germany. Verification is built around a German address, German tax registration and German identity documents. There is no Belgian entity, no Belgian licence passporting offer marketed to Belgian businesses, and no Belgian IBAN product. A founder based in Belgium with a Belgian company therefore cannot open Kontist. As of 28 October 2025.

Eligibility for businesses in Belgium

Kontist eligibility centres on being resident and tax registered in Germany and operating as a freelancer, self employed person, sole trader or small business owner there. A business that is registered in Belgium, or an owner who is resident and taxed only in Belgium, does not meet these requirements. Verify with the provider

What it costs locally

Because Kontist does not serve Belgium, there is no Belgian price list. For the German market Kontist publishes a free tier and paid monthly plans that bundle accounting and tax estimation. A Belgian business would not be able to subscribe to these. As of 28 October 2025

What local users report

There is no base of Belgium registered Kontist customers, since the service is built for German registered freelancers and small businesses. Belgian freelancers and companies that want a euro business account generally use Belgian banks or European providers that serve Belgium. Confirm the current position before relying on it. As of 28 October 2025.

Kontist does not appear to serve business customers in Belgium as of 28 October 2025, or the position is unclear for a Belgium registered business. Verify directly with the provider. Providers confirmed available in Belgium are listed on the Belgium country guide.

Questions about Kontist in Belgium

Is Kontist available for business in Belgium?
No. As of 28 October 2025 Kontist serves freelancers and small businesses that are resident and tax registered in Germany, and a business based in Belgium cannot open an account. Verify the current position with the provider. This is general information, not advice.
Can a Belgian freelancer use Kontist?
Not for a Belgium based activity. Kontist requires German residence and German tax registration, so a freelancer resident and taxed in Belgium does not qualify, as of 28 October 2025. Confirm your eligibility with the provider.
Does Kontist offer a Belgian IBAN?
There is no dedicated Belgian product. Kontist provides a euro account for the German market, not a Belgian IBAN offering aimed at Belgian businesses, as of 28 October 2025. Verify the current position with the provider.
What can a business in Belgium use instead?
Providers confirmed for business customers in Belgium are listed on the Belgium country guide, including Belgian banks and digital options. Kontist is built for German registered freelancers and small businesses. Verify the current position with each provider before applying.

Availability, fees, and eligibility change. This page was last reviewed on 28 October 2025. Confirm the current position with Kontist before applying.

Related