Is Holvi available for business in Australia?

By Morten Andersen, cofounder of Business Bank Index
Reviewed by Fredrik Filipsson
Availability

Holvi for business in Australia: Not available

Key eligibility
A business registered in Finland, Germany or Austria, with the people behind it generally resident in the EEA, UK or Switzerland. An Australia registered business does not qualify.
Non resident position
Holvi serves businesses registered in Finland, Germany and Austria. A business registered only in Australia cannot open a Holvi account.
Local currency support
Holvi offers euro business accounts for its supported European countries. It does not offer an Australian dollar business account to an Australia registered company.
Headline monthly fee
No Australia pricing. Holvi publishes plans for Finland, Germany and Austria only.
Availability and fees as of 27 November 2025Last reviewed 27 November 2025

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

As of 27 November 2025, Holvi does not serve business customers registered in Australia. Holvi is a European business banking service that opens accounts for businesses registered in Finland, Germany and Austria, with users generally resident in the EEA, UK or Switzerland. A business registered in Australia cannot open a Holvi account.

Does Holvi serve business customers in Australia?

No. Holvi is a European online business account provider, originally from Finland, that serves solopreneurs and small businesses registered in Finland, Germany and Austria. It offers euro business accounts with invoicing and bookkeeping features, and users generally need to live in the EEA, UK or Switzerland. Australia is outside both the supported countries of registration and the residency requirement, so an Australia registered business cannot open a Holvi account. As of 27 November 2025.

Eligibility for businesses in Australia

Holvi opens accounts for businesses registered in Finland, Germany or Austria, with sole trader and freelancer applicants generally resident in the country of registration and other users in the EEA, UK or Switzerland. An Australia registered business meets none of these conditions. A founder with a company registered in a supported country and EEA residence could apply through that entity, but the account would serve the European business. Verify with the provider

What it costs locally

There is no Australia pricing because the account is not offered to Australia registered businesses. In Finland, Germany and Austria, Holvi publishes monthly plan options with allowances for transactions and cards. Local Australian fees would only exist if Holvi onboarded Australian businesses, which it does not. As of 27 November 2025

What local users report

There is no base of Australia registered Holvi business customers, since the platform serves businesses in Finland, Germany and Austria. Australian solopreneurs and small businesses that want an online account with invoicing and bookkeeping today generally use Australian providers that support local tax and reporting. As of 27 November 2025.

Holvi does not serve business customers registered in Australia as of 27 November 2025, because it onboards businesses registered in Finland, Germany and Austria with EEA, UK or Switzerland resident users. Verify directly with the provider. Providers confirmed available in Australia are listed on the Australia country guide.

Questions about Holvi in Australia

Is Holvi available for business in Australia?
No. As of 27 November 2025 Holvi onboards businesses registered in Finland, Germany and Austria with users resident in the EEA, UK or Switzerland, so a business registered in Australia cannot open a Holvi account. Verify the current position with the provider. This is general information, not advice.
Can a business in Australia open a Holvi account?
No, not at present. Holvi onboards businesses from the markets it serves, and Australia is not among them as of 27 November 2025. Confirm your eligibility directly with the provider before relying on this.
Does Holvi offer Australian dollar accounts to Australian businesses?
No. Holvi does not offer an Australian dollar business account to a company registered in Australia as of 27 November 2025. Verify the current position with the provider.
What can a business in Australia use instead?
Providers confirmed to serve business customers in Australia are listed on the Australia country guide, including Australian banks and cross border options. Verify the current position with each provider before applying. As of 27 November 2025.

Availability, fees, and eligibility change. This page was last reviewed on 27 November 2025. Confirm the current position with Holvi before applying.

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