Is Finom available for business in Spain?

Availability

Finom for business in Spain: Available

Key eligibility: Finom offers business accounts to Spanish businesses including self employed autonomos and companies such as a Sociedad Limitada, opened online after identity and business verification.
Non resident position: Finom is a European financial provider serving several European Union markets. Eligibility depends on having a registered Spanish business and passing its checks. Verify residence and ownership requirements with the provider.
Local currency support: Finom provides a Spanish IBAN for euro accounts with SEPA payments, alongside features for invoicing and expense management. It is an electronic money and payments provider rather than a bank.
Headline monthly fee: Finom offers a free Solo plan suited to freelancers and autonomos, with paid plans such as Start at 14 euro per month and higher tiers adding services. Prices are quoted before VAT. Confirm the current schedule with the provider.

Availability and fees as of 11 April 2026Last reviewed 11 April 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Available. Finom offers online business accounts to Spanish autonomos and companies, including a Spanish IBAN for euro payments, with a free Solo plan and paid tiers. As of 11 April 2026, verify your eligibility and the current terms with the provider.

Does Finom serve business customers in Spain?

Finom is a European business banking platform that operates across several European Union markets and launched local IBAN accounts in Spain. It serves Spanish business forms including the autonomo and the Sociedad Limitada, with an account opened online, a Spanish IBAN, cards, and built in invoicing and expense tools. Finom is an electronic money and payments provider rather than a bank.

Eligibility for businesses in Spain

You generally need a registered Spanish business, whether as an autonomo or a company, your Spanish tax identification and identity documents, and you complete verification online, which Finom indicates typically takes one to two business days. Eligibility and any residence conditions depend on its checks. Verify with the provider

What it costs locally

Finom advertises a free Solo plan aimed at freelancers and autonomos, with paid plans such as Start at 14 euro per month, Premium at 28 euro per month and higher corporate tiers, quoted before VAT. Some services carry charges, such as foreign currency card payments and a percentage on SEPA transfers above the included allowance. As of 11 April 2026

What local users report

Spanish freelancers and small companies use Finom for an online euro account with a Spanish IBAN and integrated invoicing. As a payments provider rather than a bank, it is often used alongside or instead of a traditional bank, and users weigh its tooling against branch based banks. As of 11 April 2026, confirm the current position with the provider.

How to open Finom for business in Spain

Confirm your Spanish business registration as an autonomo or company, and gather your Spanish tax identification and identity documents.
Apply online and complete Finom's identity and business verification, which it indicates typically takes one to two business days.
Once approved, activate your euro account with a Spanish IBAN and choose the plan that fits your business.