Is bunq available for business in Belgium?

Availability

bunq for business in Belgium: Available

Key eligibility: A business legitimately registered in Belgium, run by a director who is not a minor, with a verified personal bunq account.
Non resident position: You must live permanently in the European Economic Area, and no ultimate beneficial owner or non executive may reside outside the EEA.
Local currency support: EUR through SEPA. An account opened in Belgium receives a Netherlands IBAN; bunq Pro and Elite can add a local IBAN such as German, French, Irish, Spanish or Italian.
Headline monthly fee: bunq Core 7.99 euro a month, bunq Pro 13.99 euro a month, bunq Elite 23.99 euro a month, with bunq Free available for sole proprietorships.

Availability and fees as of 3 June 2026Last reviewed 3 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Yes. bunq accepts businesses registered in Belgium, including sole proprietorships and limited liability companies (BVBA/SPRL). You need a verified personal bunq account and you must live permanently in the European Economic Area.

Does bunq serve business customers in Belgium?

bunq runs a dedicated Belgian business onboarding flow and lists the accepted Belgian legal forms. It serves freelancers, sole proprietorships and limited liability companies, with the business registered at the Crossroads Bank for Enterprises (KBO). bunq is a regulated bank, so eligible balances fall under deposit guarantee rules.

Eligibility for businesses in Belgium

You provide a KBO extract, and for limited liability companies a deed of incorporation, any joint authorisation and identity documents for all directors and beneficial owners. Certain business activities are not supported under bunq's acceptance policy. Verify with the provider

What it costs locally

As of 3 June 2026 bunq business plans were bunq Core at 7.99 euro a month, bunq Pro at 13.99 euro a month and bunq Elite at 23.99 euro a month, with bunq Free for sole proprietorships. Each paid plan includes a yearly allowance of free SEPA transfers, then 0.13 euro per transfer. As of 3 June 2026

What local users report

Belgian users often note the fully app based setup and the Netherlands IBAN, which most Belgian counterparties accept under SEPA but a few may query. Confirm any concern with your counterparties.

How to open bunq for business in Belgium

Open or verify your personal bunq account and confirm your business is registered with the KBO.
Start the business application and upload your KBO extract and, for a company, the deed of incorporation and director identity documents.
Once approved, activate your account, receive your Netherlands IBAN and add a local IBAN on bunq Pro or Elite if needed.

Open with bunq →

Questions about bunq in Belgium

Can a business registered in Belgium open a bunq account?

What IBAN does a Belgian bunq business account use?

A business account opened in Belgium receives a Netherlands IBAN. bunq Pro and bunq Elite users can also open a local IBAN such as a German, French, Irish, Spanish or Italian one. Verify current options with bunq.

How much does a bunq business account cost in Belgium?

As of 3 June 2026 bunq business plans were bunq Core at 7.99 euro a month, bunq Pro at 13.99 euro a month and bunq Elite at 23.99 euro a month, with bunq Free available for sole proprietorships. Each paid plan includes a yearly allowance of free SEPA transfers, then 0.13 euro per transfer. Confirm current pricing with bunq.

Does bunq support SEPA payments for Belgian businesses?

Yes. bunq business accounts support SEPA euro transfers, with a number of free transfers per plan and a small fee per transfer beyond the allowance. Verify the current allowance and fee with bunq.

Availability, fees, and eligibility change. This page was last reviewed on 3 June 2026. Confirm the current position with bunq before applying.