Is bunq available for business in Austria?

Does bunq serve business customers in Austria?

Yes. bunq is a bank with a European banking licence, headquartered in Amsterdam, that operates across the European Economic Area through passporting. It offers dedicated business plans, and Austria is on the list of countries where a business can register for a bunq business account, alongside the Netherlands, Belgium, France, Germany, Ireland, Italy, Portugal and Spain. The account is opened and managed entirely in the bunq app, with euro IBANs, debit and credit cards, sub accounts and bookkeeping integrations. A business registered in Austria can apply as long as the account holder lives in the European Economic Area. As of 11 October 2025.

Eligibility for businesses in Austria

To open a bunq business account for an Austrian company, the business must be legitimately registered in Austria and operate under a legal form that bunq accepts, and the person opening the account must live permanently in the European Economic Area. bunq verifies identity and business details in the app during onboarding. Some company structures and higher risk activities may not be accepted, so check that your legal form qualifies before applying. As a licensed bank in the Netherlands, eligible deposits are covered by the Dutch deposit guarantee scheme up to the standard limit, which differs from money held at an electronic money institution, so confirm how your balance is protected. Verify with the provider

What it costs locally

bunq does not charge a fee to open a business account. It offers a free entry option aimed at entrepreneurs and sole traders, and paid business plans that scale up to around 23.99 euro per month for the most featured tier, with group packs that bundle several accounts at a discount. SEPA transfers are free within each plan allowance and then cost about 0.13 euro per transfer, and foreign currency exchange and some card actions carry their own fees. Interest may be paid on balances on certain plans. Treat these figures as a guide and confirm the current plan details with the provider. As of 11 October 2025

What local users report

Austrian businesses tend to choose bunq for its app driven setup, fast onboarding, sub accounts for budgeting and tax, and the option to hold multiple currencies on paid plans. Reviews often praise the speed of opening and the card and automation features, while some users note that support is handled in app and that pricing rises with the more advanced plans. Because bunq is a fully online bank, a business that needs cash deposits or in person branch services would still pair it with a local provider. Confirm the current features and limits before relying on it.