Aspire is a financial technology company that offers multi currency business accounts, cards, and payments aimed at companies across Asia and a few other markets. It markets a Basic plan with no monthly fee. Aspire is a fintech, not a bank. As of 11 October 2026.
- Who it suits
- Incorporated businesses in supported Asian markets that want a digital multi currency account, cards, and low cost international payments without a traditional bank relationship.
- Broadly available in
- Companies incorporated in 16 listed markets, mostly in Asia Pacific, including Singapore, Hong Kong and Australia, plus the United States. The list changes. As of 11 October 2026.
- Headline monthly fee
- Basic plan with no monthly fee and no minimum balance. The Premium plan costs 15 Singapore dollars a month and adds 5 free outbound international transfers a month and cheaper foreign exchange. As of 11 October 2026.
- Account type
- Multi currency business account provided as a fintech through licensed partners. Aspire is not a bank.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Aspire provides a digital business account with multi currency wallets, physical and virtual cards, payments, and expense management, aimed at incorporated companies in the markets it supports. It is a financial technology company rather than a bank, and works with licensed financial partners to hold and move money. The product centres on Asia, with Singapore and Hong Kong among the established markets, and onboarding is fully online with identity and company checks. As of 11 October 2026.
Strengths
A Basic plan with no monthly fee and no minimum balance, multi currency accounts in eight currencies with conversion from 0.46 percent on the Basic plan, fast online onboarding, and cards plus expense tools in one place. As of 11 October 2026.
Limitations
Aspire is a fintech, not a bank, so funds are not held as bank deposits and deposit insurance does not apply in the way it would at a licensed bank. It is built around a defined list of supported markets, so it is not available everywhere, and supported entity types vary. International transfer and conversion fees apply on top of the plan. Verify current terms with Aspire.
Fees and features
| Monthly fee | Singapore: Basic plan 0 Singapore dollars a month with no minimum balance. Premium plan 15 Singapore dollars a month, with 5 free outbound international transfers a month and cheaper foreign exchange. Custom plans are priced on request. As of 11 October 2026. |
|---|---|
| Transaction fees | Local and bulk transfers are included on both plans. Premium includes 5 free outbound international transfers a month. Aspire does not print a single international transfer fee on its pricing page. As of 11 October 2026. Verify the current rate card with Aspire. |
| FX fees | On the Basic plan, sending in another currency is priced from 0.46 percent. On Premium, the first 13,000 Singapore dollars a month is converted at 0 percent. As of 11 October 2026. Verify with Aspire. |
| Minimum deposit | No minimum balance on the Basic plan and no account opening fee. As of 11 October 2026. Verify with Aspire. |
| Multi currency | Yes. Accounts in eight currencies: SGD, USD, EUR, GBP, MYR, PHP, IDR and VND. Payments can be sent and received in more than 30 currencies. As of 11 October 2026. |
| Integrations | Expense management, bills, invoices and cards in one platform. Accounting integrations are included on the Premium plan, not on Basic. |
| Eligibility | Incorporated businesses such as private limited companies in supported markets, subject to identity and company checks. Supported markets and entity types vary. As of 11 October 2026. Verify eligibility with Aspire. |
Open an Aspire business account
Aspire serves incorporated businesses in a defined set of markets centred on Asia. Confirm that your country of incorporation is supported. Fees and eligibility shown as of 11 October 2026. Confirm current terms with the provider before applying.
Visit Aspire → Commission link: we may earn a fee if you open an account through it. It does not change what we publish or how we rank providers.Aspire by country
Aspire is built around supported markets in Asia. The country hubs below set out the wider business banking picture in markets where Aspire is commonly used, as of 11 October 2026.
Questions about Aspire
Is Aspire a bank?
Which countries does Aspire serve?
How much does an Aspire account cost?
Who can open an Aspire account?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 October 2026. Confirm current terms with Aspire before applying.