Argentina · Switching

Switching business account in Argentina

By Fredrik Filipsson, cofounder of Business Bank Index
Reviewed by Morten Andersen · Last reviewed 24 June 2026
Snapshot

Argentina does not offer a full automatic switch service for a business account. Moving a cuenta corriente or other business account to a new provider is a manual process. The Alias CBU is portable, so a business can unlink it from the old account and link it to the new one, while the CBU number itself changes with the account, so clients, suppliers and ARCA need the new CBU.

Automatic switch service
No full switch service. Moving is manual. Verify with the provider.
Alias CBU
Portable. It can be unlinked from one account and linked to another, so clients can keep using the same alias
What to move
Alias CBU, the CBU held by ARCA and clients, debito automatico and recurring payments, Transferencias 3.0 collection, payroll
Typical approach
Run both accounts in parallel until everything has settled, then close the old account
Fees and features as of 24 June 2026Last reviewed 24 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Switching a business account in Argentina is a manual process. There is no full automatic switch service. As of 24 June 2026, the steps are to open the new account, move your Alias CBU to it, give the new CBU to ARCA and to your clients and suppliers, redirect debito automatico and recurring payments, point your Transferencias 3.0 collection to the new account, then close the old account once everything has settled. Confirm the steps with both providers.

How switching works for a business in Argentina

Argentina leaves a business to migrate its own banking, because there is no guaranteed switch service of the kind some markets offer. The Central Bank Alias CBU helps, because the alias is portable and can be moved from the old account to the new one, so anyone who pays you using the alias keeps a working reference. The CBU number itself belongs to the account, so it changes when you change account, which means you must give clients, suppliers and ARCA the new CBU. As of 24 June 2026 the safe approach is to open the new account first, move payments across in stages, and keep the old account open until all incoming and outgoing movements have settled. Confirm the porting and closing steps with both providers.

The Alias CBU and Transferencias 3.0

The Alias CBU is a short alias for your account that the Central Bank lets you reassign between your own accounts, so you can keep the same alias after switching even though the underlying CBU is new. Transferencias 3.0 is the interoperable instant transfer and QR payment system, so if you collect through QR codes you need to point that collection to the new account. As of 24 June 2026 confirm the alias and QR steps with the provider.

Steps to switch a business account in Argentina

  1. Open the new account and confirm it is fully active, then move your Alias CBU to it so clients can keep using the same alias.
  2. Give the new CBU to ARCA, your clients and your suppliers, redirect debito automatico and recurring payments, and point your Transferencias 3.0 collection to the new account.
  3. Keep the old account open until all incoming and outgoing payments have moved, reconcile the balance, then close it and confirm there are no pending fees.

Compare business accounts available in Argentina

These providers accept business customers in Argentina if you are moving your banking across. Eligibility shown as of 24 June 2026. Confirm current terms with the provider before applying.

Compare business accounts →

Questions about switching business account in Argentina

Is there an automatic account switch service for businesses in Argentina?
No. Argentina does not offer a full switch service that moves everything for you. As of 24 June 2026, switching a business account is a manual process of moving your Alias CBU, giving the new CBU to ARCA and your clients, and redirecting payments. Confirm the steps with both providers.
Can I keep my Alias CBU when I switch banks in Argentina?
Yes. The Alias CBU is portable, so you can unlink it from the old account and link it to the new one, and people who pay you using the alias keep a working reference. As of 24 June 2026 confirm the steps with both providers.
Does my CBU change when I switch business account?
Yes. The CBU identifies the specific account, so a new account has a new CBU. As of 24 June 2026 you need to give the new CBU to ARCA, your clients and your suppliers, even if you keep the same alias. Confirm with the provider.
What should a business move when switching account in Argentina?
Plan to move your Alias CBU, update the CBU held by ARCA and by clients, redirect debito automatico and recurring payments, point your Transferencias 3.0 collection to the new account, then keep the old account open until everything has settled. As of 24 June 2026 confirm the process with both providers.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 24 June 2026. Confirm current terms with the provider before applying.

Related guides

More business banking guides for Argentina