France has a strong set of business neobanks. As of 10 April 2026, French neobanks such as Qonto, Shine and Blank offer a French IBAN, invoicing and fast online onboarding, Finom and N26 Business offer low cost or free plans, and Revolut Business and Wise Business add multi currency accounts.
- French neobanks
- Qonto from about EUR 9 a month, Shine from about EUR 11, Blank from about EUR 6, Finom with a free plan
- Cross border options
- Revolut Business and Wise Business add multi currency accounts, N26 Business offers a free plan
- Cash handling
- Usually little or none, so a traditional bank may suit cash heavy firms
- Most providers
- Several business accounts
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How online accounts and neobanks work in France
Business neobanks focus on payments, cards and bookkeeping tools rather than full branch banking. They onboard online, issue a French IBAN, and often add invoicing, expense management and accounting exports. The trade off is limited cash handling and lighter lending compared with a traditional bank. Many French firms use a neobank for day to day payments and a traditional bank where they need a branch relationship or credit.
French neobanks
As of 10 April 2026, Qonto offers plans from about EUR 9 a month with a French IBAN, invoicing and an online capital deposit. Shine starts from about EUR 11 a month excluding tax and estimates social contributions for auto entrepreneurs. Blank starts from about EUR 6 a month and integrates URSSAF declarations for the self employed. Finom offers a free plan and paid plans from about EUR 7 a month excluding tax. Verify the current plan and fees with each provider.
Cross border and pan European options
As of 10 April 2026, Revolut Business offers a French IBAN with multi currency accounts and plans from about EUR 10 a month, and Wise Business holds more than 40 currencies with no monthly fee and a one time opening fee of about EUR 50. N26 Business offers a no monthly fee plan plus paid tiers. These suit firms that earn or spend across borders. Confirm the current currency list and fees with the provider.
What to check on an online account or neobank
When comparing online accounts and neobanks in France, check these points, as of 10 April 2026. Verify with the provider
- Whether you get a French IBAN and the invoicing or accounting tools you need.
- Cash handling limits, since most neobanks accept little or no cash.
- Multi currency support and conversion costs if you trade across borders.
How to compare online accounts
- List how you trade, including cash use, currencies and the tools you rely on.
- Compare the monthly fee, included transfers and any free plan conditions.
- Confirm the current features and fees with the provider before you apply.
Compare business accounts available in France
These providers offer online business accounts to customers in France. Fees and eligibility shown as of 10 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in France
What is a business neobank in France?
Which neobanks operate in France?
Do neobanks give a French IBAN?
Can neobanks handle cash deposits?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 10 April 2026. Confirm current terms with the provider before applying.