Business account costs in France vary widely. Neobanks such as Qonto, Shine and Blank start from a few euros per month, while a traditional bank business account can reach around 30 euros per month. On top of the monthly fee you may pay for transfers, cards, cash handling and foreign exchange.
- Typical neobank monthly
- From a few euros per month for entry plans, as of 10 April 2026
- Typical traditional bank monthly
- Can reach around 30 euros per month, as of 10 April 2026
- Free account available
- Low cost plans exist from a few euros per month. Fully free business accounts are uncommon. As of 10 April 2026
- Main cost drivers
- Monthly plan fee, transfers, cards, cash handling and foreign exchange
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How business account fees work in France
France has both traditional banks and a strong set of business neobanks. Neobanks such as Qonto, Shine and Blank tend to publish clear plan pricing from a few euros per month, with each plan including a set number of transfers and cards. Traditional banks bundle branch access and broader lending, but the monthly cost can be higher and the fee schedule less clear. As of 10 April 2026, checking the full fee list for your activity is more useful than comparing headline prices.
What you typically pay
Most providers charge a monthly plan fee plus usage charges. Neobank plans for freelancers and very small companies can start from a few euros per month, while plans for larger teams cost more. Traditional banks can reach around 30 euros per month. On top of the plan you may pay for transfers beyond the included number, extra cards, cash handling and foreign exchange. As of 10 April 2026, verify each provider's schedule.
Traditional banks compared with neobanks
Neobanks such as Qonto, Shine and Blank usually publish a clear monthly plan with a set number of transfers and cards, which suits businesses that bank online. Traditional banks offer branches and broader lending, but pricing can be higher and fees can be spread across the schedule. As of 10 April 2026, weigh the trade off between branch access and clearer online pricing for your needs.
Main fee types to check
Look beyond the headline monthly fee. The fee types below are the ones that most often change the real cost. Verify with the provider
- The monthly plan fee, and what each plan includes such as the number of transfers and cards
- Per transfer charges, extra card fees, and cash deposit or withdrawal handling charges
- Foreign exchange margins and international payment fees, plus any account opening or inactivity charges
How to compare fees
- List your monthly activity, such as the number of transfers, cards and any cash handling and foreign currency payments
- Compare providers on the full schedule, not the headline monthly fee, including transfers, cards, cash and foreign exchange
- Check for account opening, inactivity or overage charges, then confirm the current pricing on the provider site before you apply
Compare business accounts available in France
These providers accept business customers in France. Fees and eligibility shown as of 10 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business account fees in France
How much does a business account cost in France?
Are there free business accounts in France?
What fees should I check beyond the monthly price?
Are neobanks cheaper than traditional banks in France?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 10 April 2026. Confirm current terms with the provider before applying.