A multi currency account lets a French business hold, receive and convert several currencies from one account, often with local details to get paid like a local. As of 7 April 2026, Wise Business and Revolut Business are built around this, while Qonto centres on the euro with some conversion.
- Currencies held
- Wise Business holds more than 40, Revolut Business holds several on its plans
- Conversion margin
- Wise Business converts near the mid market rate with a small fee, Revolut Business charges above a monthly allowance, as of 7 April 2026
- Can a non resident open
- Possible for a French registered company. Verify with the provider.
- Most providers
- Several business accounts
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
How multi currency accounts work in France
A multi currency account gives a business one place to hold balances in several currencies, receive payments through local account details, and convert when the rate suits rather than on every incoming payment. This helps businesses that earn or spend abroad avoid converting twice and avoid a surprise conversion at a bank default rate. The currencies supported and the conversion margin vary by provider.
Holding and receiving currencies
As of 7 April 2026, Wise Business holds and receives more than 40 currencies and provides local account details in several, with free receiving in nine currencies after a one time opening fee of about EUR 50. Revolut Business holds several currencies on its plans with a euro account and a French IBAN. Qonto centres on the euro with a French IBAN and offers conversion for some currencies. Verify the current currency list with the provider.
Conversion costs
Conversion is where multi currency accounts differ most. As of 7 April 2026, Wise Business converts near the mid market rate with a small percentage fee, and Revolut Business gives a monthly exchange allowance on paid plans then charges a fee above it. Confirm the current margin and allowance with the provider.
What to check on a multi currency account
When comparing multi currency accounts in France, check these points, as of 7 April 2026. Verify with the provider
- Which currencies you can hold and receive, and whether you get local account details for them.
- The conversion margin on the currencies you actually use, and any minimum or fixed fee.
- Any opening fee or monthly fee, and the conditions that waive it.
How to compare multi currency accounts
- List the currencies you receive and pay in, and your monthly conversion volume.
- Compare the conversion margin and any opening or monthly fee on those specific currencies.
- Confirm the current supported currencies and rate card with the provider before you apply.
Compare business accounts available in France
These providers offer multi currency business accounts to customers in France. Fees and eligibility shown as of 7 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in France
What is a multi currency business account?
How many currencies can I hold from France?
What does currency conversion cost?
Do I get local account details for each currency?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 7 April 2026. Confirm current terms with the provider before applying.