Requirements and documents for a business account in Denmark

Snapshot

To open a business account in Denmark you usually need the CVR registration, the company ownership structure with registered beneficial owners, identification for the owners and signatories, and a description of the business activity. Danish banks also use MitID and link a NemKonto. Neobanks may use their own identity verification for an EEA registered company. The exact list varies by provider, so confirm before you apply.

Core documents: CVR registration, ownership and beneficial owners, identification, activity description
Identity: MitID and MitID Erhverv at Danish banks, provider verification at neobanks
Local payment rail: A NemKonto for public payments, MobilePay for Danish customers
Non resident note: Extra checks usually apply. Verify with the provider.

Fees and features as of 6 February 2026Last reviewed 6 February 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Opening a business account in Denmark usually needs a clear set of documents. Providers ask for the CVR registration, the ownership structure with registered beneficial owners, identification for owners and signatories, and a description of what the business does. Danish banks use MitID and MitID Erhverv and link a NemKonto, while neobanks may run their own identity verification for an EEA registered company. The list below is shown as of 6 February 2026, so confirm the exact requirements with the provider.

Documents most providers ask for

The checklist is similar across providers, even if the format differs, as of 6 February 2026. Verify with the provider

The CVR registration number and registration details for the business.
The ownership structure and the registered beneficial owners, the reelle ejere.
Identification for the owners and signatories, through MitID or a passport.
A description of the business activity, and sometimes expected turnover and payment flows.
A NemKonto designation for public payments, where the provider supports it.

Where requirements differ by provider

Traditional Danish banks lean on MitID and MitID Erhverv and usually expect Danish registration, and they link a NemKonto. Neobanks such as Lunar Business, Revolut Business, Wise Business and Airwallex run their own onboarding and may accept an EEA registered company, sometimes with lighter local requirements but their own checks. A non resident owner or director usually triggers extra documents. Confirm the current list with the provider before you apply.

Compare business accounts available in Denmark

These providers accept business customers in Denmark and verify the documents above. Requirements and accepted identification vary by provider, shown as of 6 February 2026. Confirm current terms with the provider before applying.

Compare business accounts →

Questions about requirements in Denmark

What documents do I need for a business account in Denmark?

You usually need the CVR registration, the company ownership structure with registered beneficial owners, identification for the owners and signatories, and a description of the business activity. Danish banks also use MitID and link a NemKonto. The exact list varies by provider, so confirm before you apply. This is general information, not advice.

What are beneficial owners and why do banks ask for them?

Beneficial owners, the reelle ejere, are the people who ultimately own or control the company. Danish companies register them, and providers verify them as part of anti money laundering checks. Have the ownership chain and identification ready, and confirm the format the provider needs with the provider.

Do I need MitID to open a business account in Denmark?

Often yes for Danish banks, which use MitID for personal identity and MitID Erhverv for business access. Some neobanks use their own identity verification and may not require MitID for an EEA registered company. Confirm the identification the provider accepts with the provider before you apply.

Is a NemKonto required for a business in Denmark?

A NemKonto is the account the public sector uses to pay a business, so most Danish businesses designate one. International accounts that are not a NemKonto can still be used for other payments, but you may need a separate Danish account for public payments. Confirm what applies with the provider.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 6 February 2026. Confirm current terms with the provider before applying.