Requirements and documents in Sweden

What you need to open a business account in Sweden

Swedish providers build their checks around the organisation number, identity verification and anti money laundering rules. A company first registers with Bolagsverket, the Swedish Companies Registration Office, and receives an organisation number that identifies it to banks and tax authorities. The owners and directors verify identity, usually through BankID, and the provider collects beneficial owner details and evidence of the business activity. A private limited company, an aktiebolag, has the extra step of depositing share capital. The exact list varies by provider, so confirm before you apply. As of 27 March 2026.

Company and tax registration

The organisation number from Bolagsverket is the anchor document. Many banks also expect an approved business tax status known as F skatt from the Swedish Tax Agency, Skatteverket, as evidence the business is active and registered for tax, and a business that handles value added tax registers for moms as well. These are part of setting up in Sweden rather than a strict account requirement at every provider, so confirm what a given provider asks for. As of 27 March 2026.

Identity and beneficial owners

Owners and directors usually verify identity through BankID, which generally needs a Swedish personal identity number known as a personnummer. A foreign director may apply to the Swedish Tax Agency for a coordination number known as a samordningsnummer. The provider records beneficial owners, those who ultimately own or control the company, for anti money laundering checks. As of 27 March 2026.

Share capital for an aktiebolag

A private limited company, an aktiebolag, must hold share capital of at least 25,000 kronor, and a public limited company at least 500,000 kronor. The capital is deposited into a business account and the bank issues a capital certificate used for final registration. As of 27 March 2026.

Documents checklist

Most providers ask for the following before opening, though the exact list varies. Verify with the provider

• The organisation number and registration details from Bolagsverket, and for an aktiebolag a capital certificate for the deposited share capital.
• Identification for the owners and directors through BankID, with beneficial owner details for anti money laundering checks.
• Documents showing the business activity, such as contracts, invoices or a business plan, and the F skatt tax status where the provider expects it.

How to prepare your application

1. Register the company with Bolagsverket, obtain the organisation number, and arrange BankID identification for the directors.
2. Gather beneficial owner details, evidence of the business activity, and the F skatt status, and deposit share capital for an aktiebolag.
3. Confirm the exact document list and any extra checks with the provider before you apply.