To open a business account in Denmark you usually register the business in the CVR register, set up MitID or MitID Erhverv for digital access, gather ownership and identification documents, then apply to a provider and link a NemKonto. Neobanks such as Lunar Business, Revolut Business and Airwallex onboard online, while traditional banks may take longer. Steps and documents vary by provider, so confirm before you apply.
- Core step
- Register a CVR number, then apply with ownership documents and MitID
- Typical timeline
- A few days online, longer at a traditional bank, as of 29 April 2026
- Non resident position
- Possible with full checks. Danish banks usually expect CVR registration and often MitID and a NemKonto. Unclear cases, verify with the provider.
- Local payment rail
- NemKonto and MobilePay matter for Danish payments
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Steps to open a business account in Denmark
The order can vary by provider, but the path is usually the same, as of 29 April 2026. Verify with the provider
- Register the business and obtain a CVR number through Virk, the portal of the Danish Business Authority. A sole proprietorship and a company such as an ApS both register here, and an ApS also needs its share capital available.
- Set up MitID for personal identification and MitID Erhverv for business access, which providers use to verify you and the company.
- Gather the documents, including the CVR registration, the ownership structure and registered beneficial owners, identification for owners and signatories, and a description of the business activity.
- Choose a provider that fits how you trade, then apply online or in a branch and complete the identity and business checks.
- Link a NemKonto so the business can receive public payments, and set up MobilePay if you take Danish customer payments.
What can slow an application down
Applications take longer where the ownership is complex, where a director or owner lives abroad, or where the business activity needs extra checks. Missing beneficial owner details or an incomplete CVR registration are common causes of delay. Having clean documents ready and a clear description of the business usually speeds things up. Confirm the current document list with the provider before you apply.
Compare business accounts available in Denmark
These providers accept business customers in Denmark and onboard registered companies. Some onboard fully online, others may ask for a branch meeting. Fees and eligibility shown as of 29 April 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about opening an account in Denmark
What do I need to open a business account in Denmark?
How long does it take to open a business account in Denmark?
Do I need a CVR number before I apply?
Can I open the account fully online in Denmark?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 29 April 2026. Confirm current terms with the provider before applying.