Startups in Denmark usually want fast online onboarding, multi currency accounts for investors and customers abroad, expense cards with controls, and accounting integrations. Revolut Business and Airwallex suit multi currency revenue and scaling teams, while Lunar Business gives a local Danish account with a NemKonto and MobilePay. To register an ApS you also need the share capital available, which not every neobank holds, so many founders use a Danish bank for the formation deposit. Confirm current terms with the provider.
Suits Startups best
Depends on stage. Revolut Business and Airwallex suit multi currency and scaling, Lunar Business suits a local Danish account, and a Danish bank may be needed for the ApS formation deposit.
Typical monthly fee
DKK 0 to about kr. 1,150 a month depending on provider and plan, as of 24 February 2026.
Non resident position
Possible with full checks. An ApS needs CVR registration and registered beneficial owners. Neobanks may accept an EEA registered company. Unclear cases, verify with the provider.
Providers that fit
Several. At least three providers fit this profile in Denmark.
Fees and features as of 24 February 2026Last reviewed 24 February 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Startups in Denmark usually need an account that opens quickly online, holds several currencies for investors and customers abroad, gives expense cards with controls, and exports cleanly to accounting. Revolut Business and Airwallex bring multi currency accounts and team cards, while Lunar Business gives a local Danish account with a NemKonto and MobilePay. Forming an ApS also needs the share capital available at registration, which not every neobank holds, so many founders use a Danish bank for the formation deposit. Fees and features below are shown as of 24 February 2026, so confirm current terms with the provider.
What Startups in Denmark need from a business account
An early stage company moves fast, raises money, and often earns and spends across borders. The features that matter most are quick online onboarding, multi currency accounts with local details, expense cards with controls for a growing team, and accounting integrations. There is one Denmark specific point. To register a private limited company, the anpartsselskab or ApS, the share capital must be available at registration, which is DKK 20,000 as of 24 February 2026. Not every neobank provides the capital deposit account used to form a company, so founders often use a Danish bank or a formation agent for the deposit and a neobank for daily banking. A local account with a NemKonto and MobilePay helps for Danish customers and payroll.
R
Revolut Business
More than 25 currencies, expense cards with controls, payment acceptance and an API. Opened online. Support is mainly in app.
Best for
Scaling teams and multi currency
Monthly fee
Basic from kr. 85 a month, higher tiers from kr. 280
These providers accept startups in Denmark and bring multi currency, expense cards and integrations. If you are forming an ApS, confirm where you will hold the share capital deposit, since not every neobank supports it. Fees and eligibility shown as of 24 February 2026. Confirm current terms with the provider before applying.
It depends on your stage and how you trade. Revolut Business and Airwallex suit startups with multi currency revenue, investors abroad and expense cards for the team, while Lunar Business suits a local Danish account with a NemKonto and MobilePay. Many founders pair a neobank for daily banking with a Danish bank for the company formation deposit. Compare against your needs and confirm current terms with the provider. This is general information, not advice.
Can a neobank hold the share capital to register an ApS?
An ApS in Denmark is registered with a minimum share capital, which is DKK 20,000 as of 24 February 2026, and the capital must be available at registration. Not every neobank provides the capital deposit account used to form a company, so founders often use a Danish bank or a formation agent for the deposit, then use a neobank for daily banking. Confirm whether a provider supports the formation deposit before you rely on it.
How fast can a startup open an account in Denmark?
Online providers such as Revolut Business, Airwallex and Lunar Business can often onboard a registered company within a few days once checks pass, while traditional banks may take longer. Timing depends on your documentation and the provider checks. Verify current onboarding times with the provider.
Can a non resident founder open a startup account in Denmark?
It is possible with full checks. A Danish company needs a CVR registration and registered beneficial owners, and Danish banks usually expect MitID and a NemKonto. The main neobanks may accept an EEA registered company with a director abroad, but eligibility depends on your registration and documentation. Unclear cases, verify with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 24 February 2026. Confirm current terms with the provider before applying.