Best business accounts for SaaS and Software in Denmark
Snapshot
SaaS and software companies in Denmark usually want multi currency revenue collection, low cost payments to overseas tooling and contractors, expense cards for the team, and clean accounting exports. Revolut Business and Airwallex suit multi currency revenue and card collection, Wise Business suits paying foreign costs at the mid market rate, and Lunar Business gives a local Danish account with a NemKonto and MobilePay. Confirm current terms with the provider.
Suits SaaS and Software best
Depends on needs. Revolut Business and Airwallex suit multi currency revenue, Wise Business suits paying foreign costs, and Lunar Business suits a local Danish account.
Typical monthly fee
DKK 0 to about kr. 1,150 a month depending on provider and plan, as of 31 March 2026.
Non resident position
Possible with full checks. An ApS needs CVR registration and registered beneficial owners. Neobanks may accept an EEA registered company. Unclear cases, verify with the provider.
Providers that fit
Several. At least three providers fit this profile in Denmark.
Fees and features as of 31 March 2026Last reviewed 31 March 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
SaaS and software firms in Denmark usually need an account that handles revenue in several currencies, settles card and subscription payouts, pays overseas tooling and contractors cheaply, gives expense cards with controls, and exports cleanly to accounting. Revolut Business and Airwallex bring multi currency accounts and payment acceptance, Wise Business converts at the mid market rate for foreign costs, and Lunar Business gives a local Danish account with a NemKonto and MobilePay. Fees and features below are shown as of 31 March 2026, so confirm current terms with the provider.
What SaaS and Software companies in Denmark need from a business account
A software company often earns in several currencies, pays for cloud hosting and tools priced in US dollars or euros, and works with developers and customers abroad. The features that matter most are multi currency accounts with local details, a fair conversion margin, payment acceptance or a clean settlement path from a processor such as Stripe, expense cards with controls for the team, and accounting integrations. A local Danish account with a NemKonto and MobilePay still helps for domestic invoices and payroll. Cash handling is rarely needed.
R
Revolut Business
More than 25 currencies, expense cards with controls, payment acceptance and an API. Opened online. Support is mainly in app.
Best for
Multi currency revenue and team cards
Monthly fee
Basic from kr. 85 a month, higher tiers from kr. 280
Holds and converts more than 40 currencies at the mid market rate, with local account details in several. Not a NemKonto and limited for local Danish services.
Best for
Paying overseas tooling and contractors
Monthly fee
No monthly fee, a one time setup fee about DKK 375
These providers accept SaaS and software businesses in Denmark and bring multi currency and payment tools. A local Danish provider such as Lunar Business adds a NemKonto and MobilePay. Fees and eligibility shown as of 31 March 2026. Confirm current terms with the provider before applying.
Questions about banking for SaaS and Software in Denmark
Which account suits a SaaS business in Denmark?
It depends on where your revenue and costs sit. Revolut Business and Airwallex suit companies with multi currency revenue and card collection, Wise Business suits paying overseas tooling and contractors at the mid market rate, and Lunar Business suits a local Danish account with a NemKonto and MobilePay. Compare the currencies, fees and integrations against how you trade. This is general information, not advice.
Can a Danish SaaS company collect card payments and subscriptions?
Card and subscription collection usually runs through a payment processor such as Stripe, or through a provider that offers payment acceptance such as Revolut Business or Airwallex, with payouts settled to your business account. Availability and fees vary by provider and plan as of 31 March 2026, so confirm acceptance and pricing with the provider.
Do these accounts hold US dollars and euros for SaaS revenue?
Yes. As of 31 March 2026, Wise Business holds and converts more than 40 currencies with local account details in several of them, Revolut Business supports more than 25 currencies, and Airwallex offers local currency accounts and FX. Which currencies have local details and what the conversion margin is vary by provider, so verify current terms with the provider.
Can a non resident founder open a SaaS business account in Denmark?
It is possible with full checks. A Danish company such as an ApS needs a CVR registration and registered beneficial owners, and Danish banks usually expect MitID and a NemKonto. The main neobanks may accept an EEA registered company with a director abroad, but eligibility depends on your registration and documentation. Unclear cases, verify with the provider.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 31 March 2026. Confirm current terms with the provider before applying.