A few business accounts in Denmark have a no monthly fee option as of 11 March 2026, mainly fintech accounts such as Wise Business and Airwallex where conditions are met. Most Danish bank and neobank accounts charge a monthly or annual fee. Free usually means no monthly fee, not no fees at all, since transaction and currency costs can still apply.
- No monthly fee options
- Limited. Wise Business has no monthly fee, and Airwallex Explore can be no monthly fee where conditions are met
- What still costs
- Per transaction, cash handling and currency conversion fees can apply
- Can a non resident open
- Possible where the business is registered in Denmark or the EEA. Verify with the provider.
- Most providers
- Several business accounts, most with a monthly fee
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
What free means for a business account in Denmark
A no monthly fee account removes the recurring account charge, but other fees can remain. Per transaction fees may apply to some payments and cash handling. Currency conversion carries a margin on international payments. So a free headline can still cost money depending on how you trade. Compare the fee layer that matches your activity rather than the monthly price alone, and remember that a local Danish account with a NemKonto and MobilePay often comes with a monthly fee.
Accounts with no monthly fee
As of 11 March 2026, Wise Business charges no monthly fee, with a one time setup fee of about DKK 375 to access local account details. Airwallex offers an Explore tier that can carry no monthly fee where deposit or balance conditions are met, otherwise a monthly fee applies. Revolut Business does not have a free tier in Denmark and starts from kr. 85 a month, and Lunar Business charges from about DKK 289 a month for a local Danish account. Verify current figures with each provider.
Costs that can still apply
Even on a no monthly fee account, expect possible per transaction fees, cash handling fees, and a currency conversion margin on international payments. As of 11 March 2026, Wise Business converts at the mid market rate with a stated conversion fee, and Airwallex applies its own FX margin. Confirm the current rate card with the provider.
What to check before you call an account free
When an account is described as free in Denmark, check these points, as of 11 March 2026. Verify with the provider
- Whether the no monthly fee is unconditional or depends on a minimum deposit or balance.
- Per transaction fees and whether local Danish payments and MobilePay are included.
- The currency conversion margin and any transfer fees on international payments.
How to compare free accounts
- List how you actually transact, including monthly volume, local Danish payments and international payments.
- Check whether any no monthly fee comes with conditions you can meet each month.
- Compare the per transaction and international costs, not just the zero monthly headline, and confirm with the provider before you apply.
Compare business accounts available in Denmark
These providers accept business customers in Denmark and include no monthly fee options or low cost plans. Fees and eligibility shown as of 11 March 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about business banking in Denmark
Is there a truly free business account in Denmark?
Does Wise Business have a monthly fee in Denmark?
Is Revolut Business free in Denmark?
Do free accounts charge for international payments?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 11 March 2026. Confirm current terms with the provider before applying.