Online business accounts and neobanks in Denmark

Snapshot

Denmark has both a homegrown neobank and the main international fintech accounts. As of 25 March 2026, Lunar Business gives a local Danish account with a NemKonto and MobilePay, while Revolut Business, Wise Business and Airwallex bring multi currency accounts and cards for cross border activity. The trade off is local Danish features versus international reach, and the type of money protection that applies.

Local Danish neobank: Lunar Business, with a NemKonto and MobilePay
International accounts: Revolut Business, Wise Business and Airwallex for multi currency and cards
Money protection: Deposit guarantee at licensed banks, safeguarding at electronic money providers. Verify with the provider.
Onboarding: Usually online within a few days once checks pass

Fees and features as of 25 March 2026Last reviewed 25 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Online business accounts in Denmark fall into two groups. Lunar Business is a Danish neobank with a full local account, a NemKonto and MobilePay, which suits domestic trading. Revolut Business, Wise Business and Airwallex are international accounts that bring multi currency, cards and cross border payments, but are more limited for local Danish services. Money protection differs too, since licensed banks fall under a deposit guarantee while electronic money providers safeguard customer money instead. Details below are shown as of 25 March 2026, so confirm current terms with the provider.

Local Danish neobank

Lunar Business is a Danish neobank built around local needs. It gives a local account, a NemKonto and Danish payments including MobilePay, with accounting integrations. Pricing starts from about DKK 289 a month as of 25 March 2026, with no setup fee for digital signup. It suits a business that mainly trades in Danish krone and wants local features, with more limited multi currency than the international accounts.

International online accounts

Revolut Business, Wise Business and Airwallex serve Danish businesses that trade across borders. Revolut Business holds more than 25 currencies with cards and starts from kr. 85 a month, Wise Business holds more than 40 currencies at the mid market rate with no monthly fee and a one time setup fee of about DKK 375, and Airwallex offers local currency accounts and FX with an Explore tier that can be no monthly fee where conditions are met. They are strong on currency and cards, but are more limited for local Danish services such as a NemKonto.

What to check before you choose

When comparing online accounts and neobanks in Denmark, check these points, as of 25 March 2026. Verify with the provider

Whether you need local Danish features such as a NemKonto and MobilePay, or mainly multi currency reach.
The type of money protection, since a deposit guarantee and safeguarding are not the same.
The monthly fee and the per transaction and conversion costs that match your activity.

Compare business accounts available in Denmark

These providers accept business customers in Denmark and onboard online. Lunar Business adds local Danish features, while Revolut Business, Wise Business and Airwallex add multi currency reach. Fees and eligibility shown as of 25 March 2026. Confirm current terms with the provider before applying.

Compare business accounts →

Questions about online accounts and neobanks in Denmark

Which neobanks serve businesses in Denmark?

As of 25 March 2026, Lunar Business is a Danish neobank with a local account, a NemKonto and MobilePay, while Revolut Business, Wise Business and Airwallex serve Danish businesses with multi currency accounts and cards. Lunar suits local Danish needs, the others suit cross border activity. Confirm current terms with the provider. This is general information, not advice.

Are online business accounts in Denmark protected like a bank?

It depends on the provider. Lunar is a licensed bank and Revolut operates through Revolut Bank UAB, so deposits there fall under a deposit guarantee scheme up to the applicable limit. Wise Business and Airwallex are not deposit taking banks and hold customer money under safeguarding rules rather than a deposit guarantee. Check the protection that applies with the provider before you rely on it.

Do online accounts work with MobilePay and a NemKonto?

Lunar Business gives a local Danish account that works with MobilePay and a NemKonto. Wise Business and Airwallex are not a NemKonto and are limited for local Danish services, while Revolut Business support varies. Confirm local payment support with the provider, since it changes.

Can I open an online business account fully remotely in Denmark?

Often yes. The neobanks onboard online using identity verification and document uploads, usually within a few days once checks pass. Eligibility still depends on your company registration and documents, so verify the process with the provider before you apply.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 25 March 2026. Confirm current terms with the provider before applying.