To open a business account in Switzerland you usually need a UID number, proof of registration in the Commercial Register, identification for owners and directors, beneficial ownership details, and to pass know your customer checks.
- Core requirement
- A Swiss UID number
- Company proof
- Registration in the Commercial Register
- People
- ID for owners and directors, beneficial owner details
- GmbH or AG
- Share capital paid in and a Swiss resident representative
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Documents and requirements for a Swiss business account
Providers ask for two kinds of evidence: who the company is, and who owns and controls it. The first comes from your company registration, the second from identification and ownership details for the people involved. A GmbH or AG also involves a share capital step. The exact list varies by provider, so treat the items below as the common core and confirm the specifics.
For the company
Expect to provide a UID number, proof of registration in the Commercial Register, and information about the nature of the business. A GmbH involves a minimum share capital of 20,000 francs, and an AG at least 100,000 francs with at least 50,000 francs paid in, as of 21 May 2026, paid through a blocked capital deposit account during registration.
For the people
Providers ask for valid identification for the owners and directors, and details of the beneficial owners, meaning the individuals who ultimately own or control the company. A GmbH or AG must be represented by at least one person resident in Switzerland. Be ready to explain the source of funds and the expected activity on the account.
After you apply
Once you submit the documents, the provider runs know your customer and anti money laundering checks before opening the account. Some banks may ask for in person verification or further information. Timelines vary, so verify the current process with the provider and keep your documents current.
Compare business accounts available in Switzerland
These providers serve business customers in Switzerland. Fees and eligibility shown as of 21 May 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about requirements for a business account in Switzerland
What documents do I need to open a business account in Switzerland?
Do I need a UID number?
What is beneficial ownership?
What if a director is not resident in Switzerland?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 21 May 2026. Confirm current terms with the provider before applying.