Free business accounts in Switzerland

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

Free usually means no monthly subscription, not zero fees. As of 29 January 2026, Wise Business has no monthly fee on its entry plan and Revolut Business offers a free tier, while traditional Swiss banks such as UBS, PostFinance, and the cantonal banks usually charge a monthly package or account fee. Payment, card, and currency conversion fees can still apply, so check the full price list and verify with the provider.

What free means in Switzerland

When a provider calls a business account free, it almost always means there is no monthly subscription. It rarely means there are no fees at all. Payments, cards, international transfers, and currency conversion can each carry a charge even on a free plan. Read the whole price list rather than the headline before you decide.

No monthly subscription compared with no fees at all

A free plan removes the fixed monthly cost but keeps per use fees. A heavy user can pay more on a free plan than on a paid plan that bundles transactions, so match the plan to your real activity rather than to the word free.

Reference points in Switzerland

As of 29 January 2026, Wise Business has no monthly fee on its entry plan, with a one off fee to enable account details for a Swiss registered business, and Revolut Business offers a free tier alongside paid plans. Traditional Swiss banks, including UBS, PostFinance, and the cantonal banks, usually charge a monthly package or account fee for a business account. These figures can change, so verify the current terms with each provider before relying on them.

How to find the lowest cost option

List your real monthly activity, including payment volume, currencies, and card use.
Price each provider against that list, not against the headline free label.
Check the charges for international transfers and currency conversion, which often matter more than the monthly fee.
Confirm the current terms with the provider before you apply, because fees and eligibility change.

Compare business accounts available in Switzerland

These providers serve business customers in Switzerland. Fees and eligibility shown as of 29 January 2026. Confirm current terms with the provider before applying.

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Questions about free business accounts in Switzerland

Are there free business accounts in Switzerland?

Some digital providers charge no monthly subscription, such as the Wise Business entry plan and the Revolut Business free tier, as of 29 January 2026. Traditional Swiss banks usually charge a package or account fee. Per use fees can still apply, so read the price list and verify with the provider.

Does Wise Business charge a monthly fee in Switzerland?

As of 29 January 2026, Wise Business has no monthly fee on its entry plan, with a one off fee to enable account details for a Swiss registered business. Per transaction and conversion fees apply. Verify current pricing with Wise.

Do Swiss banks offer a free business account?

Traditional Swiss banks usually charge a monthly package or account maintenance fee for a business account, plus payment and currency fees. Some digital providers have no monthly subscription. Confirm the current price list with the provider as of 29 January 2026.

Does a free plan mean no fees at all?

No. A free plan usually means no monthly subscription, while payment, card, and currency fees can still apply. Read the full price list and confirm with the provider.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 29 January 2026. Confirm current terms with the provider before applying.