A non resident can open a business account in Switzerland, usually with a Switzerland registered company, a UID number, and stricter checks. A GmbH or AG must be represented by at least one person resident in Switzerland, and international providers can be an option for a registered Swiss business.
- Possible for non residents
- Yes, with stricter checks
- Usual requirement
- A Switzerland registered company and UID number
- Resident representative
- A GmbH or AG needs at least one Swiss resident signatory
- Alternative
- International providers may serve a registered Swiss business
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Can a non resident open a business account in Switzerland
Yes, but expect closer scrutiny. Banks and providers apply know your customer and anti money laundering checks, and these are usually stricter when owners or directors live outside Switzerland. The most common route is a company that is registered in Switzerland and holds a UID number, rather than a personal application from abroad.
What you usually need
A Switzerland registered entity, such as a GmbH or AG, is the usual starting point. A GmbH or AG must also be represented by at least one person resident in Switzerland who can sign for the company. Owners and other directors who live abroad can usually still be involved, subject to the provider checks, and some banks may ask for in person verification. The exact requirements vary by provider, so verify before applying.
International providers as an option
As of 19 February 2026, international providers such as Wise Business and Revolut Business may serve a registered Swiss business, subject to their own checks. They can suit cross border payments and holding more than one currency. Eligibility still depends on the company structure and the people behind it, so confirm the current position with the provider.
Steps that can improve your chances
- Register the company in Switzerland and obtain a UID number before applying.
- Arrange a representative resident in Switzerland who can sign for a GmbH or AG.
- Prepare clear documents on ownership, the nature of the business, and the source of funds.
- Confirm the current requirements with the provider, since they change.
Compare business accounts available in Switzerland
These providers serve business customers in Switzerland. Fees and eligibility shown as of 19 February 2026. Confirm current terms with the provider before applying.
Compare business accounts →Questions about non resident accounts in Switzerland
Can a non resident open a business account in Switzerland?
Does a Swiss company need a resident director?
Do I need a Swiss company to open an account?
Can I use Wise Business or Revolut Business as a non resident?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 19 February 2026. Confirm current terms with the provider before applying.