Multi currency accounts in Switzerland

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

A multi currency account helps a Swiss business that bills or pays in foreign currency by letting it hold and receive several currencies and convert when it chooses. As of 5 May 2026, Wise Business holds more than 40 currencies, Airwallex offers global accounts in many currencies, and Revolut Business supports multiple currencies on its plans. Some Swiss banks also offer foreign currency accounts alongside the franc. Conversion margins and account details vary, so verify current terms with the provider.

What a multi currency account does

A multi currency account lets you receive payments in different currencies, hold balances rather than converting straight away, and pay suppliers abroad without a forced conversion each time. For a company with foreign customers or overseas costs, this can reduce conversion charges and simplify reconciliation. The exact currencies and the conversion margin depend on the provider.

Providers in Switzerland

As of 5 May 2026, Wise Business lets you hold more than 40 currencies and receive payments through account details in several currencies. Airwallex offers global accounts in many currencies and may serve registered Swiss businesses, subject to its checks. Revolut Business supports multiple currencies across its plans. Swiss banks such as UBS, PostFinance, and the cantonal banks focus on the Swiss franc and some also offer foreign currency accounts. Confirm the current currency list and any limits with each provider.

Costs to watch

The headline of a multi currency account is rarely the full cost. Watch the currency conversion margin, any fee to activate account details, and charges on international transfers. A small margin difference matters when you convert often, so compare the conversion pricing against your real volume.

Is a multi currency account worth it

Estimate how much of your activity is in foreign currency and how often you convert.
Compare the conversion margin and transfer fees, not just the monthly fee.
Check which currencies you can actually receive into account details.
Verify the current terms with the provider before you rely on them.

Compare business accounts available in Switzerland

These providers serve business customers in Switzerland. Fees and eligibility shown as of 5 May 2026. Confirm current terms with the provider before applying.

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Questions about multi currency accounts in Switzerland

What is a multi currency account?

It is an account that lets a business hold, receive, and send more than one currency, converting when it chooses rather than on every payment. This can cut conversion costs for companies with foreign income or costs. Verify the supported currencies with the provider.

Which providers offer multi currency accounts in Switzerland?

As of 5 May 2026, Wise Business, Revolut Business, and Airwallex offer multi currency features to Swiss businesses, and some Swiss banks offer foreign currency accounts. Local banks focus mainly on the Swiss franc. Confirm current terms with each provider.

How many currencies can I hold?

As of 5 May 2026, Wise Business lets you hold more than 40 currencies, and other providers vary. The exact list and any limits depend on your registration and the provider, so verify before relying on it.

Are there conversion fees on a multi currency account?

Usually yes, in the form of a conversion margin, plus possible transfer fees. The margin varies by provider and currency, so compare the conversion pricing against your real volume and confirm current terms.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 5 May 2026. Confirm current terms with the provider before applying.