Found is a United States banking platform built for self employed people and very small businesses, with no monthly account fee and optional paid plans, as of 4 June 2026.
- Who it suits
- Freelancers, sole proprietors, and single owner businesses in the United States who want banking, bookkeeping, and tax tools in one app.
- Broadly available in
- United States.
- Headline monthly fee
- No monthly account fee. Optional plans were 35 US dollars per month for Found Plus and 80 US dollars per month for Found Pro, as of 4 June 2026.
- Account type
- Business banking platform. Banking services are provided through a partner bank.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Found targets the self employed by combining a business account with built in bookkeeping, invoicing, and tax estimate tools. It is not a chartered bank itself. Banking services are delivered through a partner bank, and the product is built around a single mobile and web experience. Figures here are as of 4 June 2026.
Strengths
No monthly account fee on the core plan, built in expense tracking and tax estimates aimed at sole proprietors, invoicing, and a fast online sign up. Paid plans add higher savings yields for those who want them.
Limitations
Found is built for self employed and very small businesses, so larger companies may find it limited. Some charges such as instant transfers and wires can apply, and the higher savings yields require a paid plan. Banking is provided through a partner bank rather than by Found directly. Verify current terms with the provider.
Fees and features
| Monthly fee | No fee on the core account. Found Plus was 35 US dollars per month or 315 US dollars per year, and Found Pro was 80 US dollars per month or 720 US dollars per year, as of 4 June 2026. |
|---|---|
| Transaction fees | No monthly minimum or overdraft fee on the core account. Certain charges such as wires and instant transfers can apply. See the provider fee schedule. As of 4 June 2026. |
| FX fees | Found is built around United States dollar banking and international features are limited. Verify with the provider. |
| Minimum deposit | No minimum opening deposit, as of 4 June 2026. |
| Multi currency | Not a multi currency account. United States dollar focused. Verify with the provider. |
| Integrations | Built in bookkeeping, invoicing, and tax tools. Verify current integrations with the provider. |
| Eligibility | Aimed at self employed people and single owner businesses in the United States. No credit check to open the core account, as of 4 June 2026. Verify with the provider. |
Open a Found account
Found serves self employed people and very small businesses in the United States. Fees and plans shown as of 4 June 2026. Confirm current terms with the provider before applying.
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Questions about Found
Is Found a bank?
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Who is Found for?
Does Found work outside the United States?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 4 June 2026. Confirm current terms with Found before applying.