Bluevine is a United States business checking account from a financial technology company, with banking services provided through a partner bank. It offers a standard plan with no monthly fee and pays interest on eligible balances. It is available only to businesses in the United States.
- Who it suits
- Small and growing United States businesses that want a no fee checking account with interest on balances and online tools. Not available outside the United States.
- Broadly available in
- United States only, across all fifty states and the District of Columbia.
- Headline monthly fee
- Standard plan has no monthly fee as of 15 June 2026. Paid plans are optional.
- Account type
- Business checking account, with deposit services provided through a partner bank that is a member of the FDIC.
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Overview
Bluevine is a financial technology company that provides business checking to United States businesses, with deposit services delivered through a partner bank that is a member of the FDIC. The standard account has no monthly fee and can pay interest on eligible balances. Bluevine also offers paid plans with added features. The product is built for online use, with a debit card, sub accounts, and payment tools. As of 15 June 2026, it is offered to businesses across all fifty states and the District of Columbia.
Strengths
No monthly fee on the standard plan. Interest paid on eligible balances. Available in all fifty states and the District of Columbia. Online application and account tools, with sub accounts for organising money.
Limitations
Available only in the United States, so it does not suit businesses incorporated elsewhere. Interest and fee waivers carry conditions that change, so check current requirements. As a financial technology company, branch services are limited compared with a traditional bank.
Fees and features
| Monthly fee | Standard plan no monthly fee. Plus plan 30 US dollars per month, waivable, and Premier plan 95 US dollars per month, waivable, as of 15 June 2026. |
|---|---|
| Transaction fees | The standard plan includes core transactions; some services such as certain transfers may carry charges. Verify the current schedule with the provider, as of 15 June 2026. |
| FX fees | Bluevine is a domestic United States dollar account. International payment options and any related fees should be confirmed with the provider, as of 15 June 2026. |
| Minimum deposit | No large minimum opening deposit is published for the standard plan. Verify with the provider, as of 15 June 2026. |
| Multi currency | This is a US dollar checking account and not a multi currency account, as of 15 June 2026. |
| Integrations | Connects with common accounting and payment tools. Confirm current integrations with the provider. |
| Eligibility | Open to United States businesses whose owners are at least eighteen and are United States citizens or residents with a valid United States address that is not a PO box, as of 15 June 2026. |
Open a Bluevine business account
Availability and fees vary by country. Check the Bluevine by country pages below for your market, then confirm current terms with the provider. Shown as of 15 June 2026.
Visit Bluevine →Bluevine by country
Questions about Bluevine
Is Bluevine a bank?
Does Bluevine charge a monthly fee?
Can businesses outside the United States use Bluevine?
Does Bluevine pay interest?
Fees, features, and eligibility change and vary by region. This page was last reviewed on 15 June 2026. Confirm current terms with Bluevine before applying.