Sweden · LLC and Corporations

Best business accounts for LLC and Corporations in Sweden

Snapshot

A Swedish limited company, the aktiebolag, must pay its share capital, at least SEK 25,000 for a private company, into a dedicated account and obtain a bank certificate before registration completes. Traditional banks such as SEB, Swedbank, Handelsbanken and Nordea provide that certificate and a full local account, while Revolut Business, Wise Business and Airwallex suit day to day multi currency operations once the company is registered.

Suits LLC and Corporations best
A traditional Swedish bank for the share capital certificate and lending, with an online provider such as Revolut Business or Wise Business for multi currency operations once registered.
Typical monthly fee
From zero on a basic online plan up to a few hundred kronor a month at a traditional bank, depending on the package, as of 4 March 2026.
Non resident position
Possible with full checks. Banks usually want BankID, a Swedish identity or coordination number and often a branch visit. Electronic money providers may accept European Economic Area registered companies. Unclear cases, verify with the provider.
Providers that fit
Several. A traditional bank plus at least two online providers fit this profile in Sweden.
Fees and features as of 4 March 2026Last reviewed 4 March 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

To form a private aktiebolag in Sweden you pay the share capital, at least SEK 25,000, into a dedicated account and get a bank certificate that confirms the deposit for Bolagsverket. Traditional Swedish banks such as SEB, Swedbank, Handelsbanken and Nordea provide that certificate and a full local account with Bankgiro and Swish for business. Once the company is registered, Revolut Business, Wise Business and Airwallex can handle multi currency payments, cards and expenses. Fees and features below are shown as of 4 March 2026, so confirm current terms with the provider.

What LLC and Corporations in Sweden need from a business account

A limited company or corporation in Sweden needs a share capital account and certificate to register, then a working account for daily operations, payroll, cards, and value added tax. Larger firms also value lending, deposit services and a local relationship, which traditional Swedish banks provide. Electronic money providers add low cost multi currency payments and modern expense tools but do not issue the share capital certificate and are not full Swedish banks. Confirm current terms and eligibility with each provider before you apply.

Revolut Business
Multi currency account, team cards, expenses and approvals for a registered company, opened online. Does not issue the share capital certificate.
Best for
Operations after registration
Monthly fee
Free basic plan, paid plans from a monthly fee
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Wise Business
Holds and converts many currencies at the mid market rate, useful for paying and getting paid abroad. Not a full local Swedish bank account.
Best for
Cross border payments
Monthly fee
No monthly fee, a one time setup fee about 50 euros
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Airwallex
Swedish krona account with local details plus other currencies, useful for collecting and converting. Not a share capital provider.
Best for
Multi currency collections
Monthly fee
Plan based pricing, a foreign exchange spread above the interbank rate
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Compare accounts for LLC and Corporations in Sweden

These online providers serve registered Swedish companies for operating accounts. The share capital certificate and lending are traditional bank services. Fees and eligibility shown as of 4 March 2026. Confirm current terms with the provider before applying.

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Questions about banking for LLC and Corporations in Sweden

How much share capital does a Swedish aktiebolag need?
A private aktiebolag needs at least SEK 25,000 in share capital, paid into a dedicated account, with a bank certificate confirming the deposit for Bolagsverket, as of 4 March 2026. Rules can change, so verify the current minimum and process with a bank and Bolagsverket. This is general information, not advice.
Can an electronic money provider supply the share capital certificate?
Generally no. The share capital certificate is issued by a bank that holds the deposit. Electronic money providers such as Wise Business and Revolut Business usually do not issue it. Use a traditional Swedish bank for the share capital account, then add an online provider for operations if you wish. Confirm with the provider.
Which account suits a Swedish limited company day to day?
It depends on your activity. Revolut Business and Wise Business suit multi currency payments and modern expense tools, while a traditional bank suits lending, deposits and local payment services such as Bankgiro and Swish for business. Many companies use both. Verify current terms with each provider.
Can a foreign owned company open a Swedish business account?
Often yes, with full checks. Banks usually require BankID, a Swedish identity or coordination number and sometimes a branch visit, and documentation about owners and activity. Some electronic money providers accept European Economic Area registered companies. Unclear cases, verify with the provider before applying.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 4 March 2026. Confirm current terms with the provider before applying.

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