Country guide

Business banking in Norway

Snapshot

You can open a business account in Norway with a registered Norwegian company and a Norwegian business address. Residents typically open through major banks such as DNB, Nordea, and SpareBank 1, while companies that trade internationally also use providers such as Wise Business and Revolut Business. Non residents face stricter checks and often an in person meeting.

Can a non resident open
Possible but limited. Many banks ask for a D number and a physical meeting, and DNB has stopped opening accounts for non residents. Verify with the provider.
Typical timeline
Roughly one to four weeks once your documents and identity checks are complete. Verify with the provider.
Free account available
Some providers charge no monthly fee, and DNB charges no fee to become a corporate customer. Service and payment fees still apply. Verify with the provider.
Most providers
Several business accounts
Fees and features as of 5 June 2026Last reviewed 5 June 2026

General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.

To open a business account in Norway you generally need a registered Norwegian company, a Norwegian business address, and identification for the owners and signatories. Residents use major banks or international providers. Non residents can find it harder, since some banks require a D number and an in person meeting.

How business banking works in Norway

Business banking in Norway is handled mainly by established banks such as DNB, Nordea, SpareBank 1, and Handelsbanken, alongside international providers that focus on cross border payments. Norway is part of the European Economic Area, so several pan European providers serve Norwegian companies. Banks apply strict know your customer and anti money laundering checks, so expect to document who owns and controls the business.

Who can open a business account

A company registered in Norway with a Norwegian organisation number can apply, and the people who own or control it must pass identity checks. Many banks expect at least one signatory to hold a Norwegian electronic identity such as BankID. Non residents may need a D number, and some banks limit or decline non resident applications, so confirm the position before you apply.

Traditional banks compared with neobanks

Traditional Norwegian banks offer branch access, Norwegian krone services, lending, and full local coverage. International providers such as Wise Business and Revolut Business focus on holding and converting multiple currencies and on lower cost cross border payments, but they are not a full replacement for a local bank for every need. Which fits depends on how much of your activity is domestic versus international.

Requirements and documents

Requirements vary by bank, but most ask for the following. Verify with the provider

  • Proof that the company is registered in Norway, including its organisation number and registration details.
  • Identification for the owners and signatories, often with a Norwegian electronic identity such as BankID, and a D number for non residents where required.
  • Information on the nature of the business, its expected activity, and its beneficial owners, to satisfy know your customer and anti money laundering checks.

How to open an account

  1. Register your company and obtain a Norwegian organisation number, then prepare your incorporation and ownership documents.
  2. Choose a provider and check its eligibility and fees, then start the application online or book a meeting where the bank requires one.
  3. Complete identity and beneficial owner checks, transfer any required share capital, and activate the account once the bank confirms approval.

Compare business accounts available in Norway

These providers accept business customers in Norway. Fees and eligibility shown as of 5 June 2026. Confirm current terms with the provider before applying.

Compare business accounts →

Questions about business banking in Norway

Can a non resident open a business account in Norway?
Sometimes, but it is limited. Several banks require a D number and an in person meeting, and DNB has stopped opening accounts for non residents. International providers may be an option for cross border needs. Verify the current position with the provider.
Which banks offer business accounts in Norway?
Major options include DNB, Nordea, SpareBank 1, and Handelsbanken. Companies that trade internationally also use providers such as Wise Business and Revolut Business, which serve Norwegian companies because Norway is in the European Economic Area. Verify current terms with each provider.
Do I need a Norwegian organisation number to open a business account?
Generally yes. Banks expect a company registered in Norway with an organisation number, identification for the owners and signatories, and information that satisfies know your customer checks. Verify the exact requirements with the bank.
How long does it take to open a business account in Norway?
It is commonly about one to four weeks once your documents and identity checks are complete, though it can take longer where a physical meeting is required. Verify the current timeline with the provider.

Fees, features, and eligibility change and vary by region. This page was last reviewed on 5 June 2026. Confirm current terms with the provider before applying.

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