Agencies in Italy are well served by online business accounts. Providers such as Qonto, Revolut Business and Wise Business accept Italian registered agencies, with team cards, multi currency and accounting exports. Traditional banks such as Intesa Sanpaolo and UniCredit also offer agency accounts with branch support.
Suits Agencies best
Depends on needs. Qonto suits teams that want shared cards and accounting exports, while Wise Business and Revolut Business suit agencies billing or paying abroad.
Typical monthly fee
From about EUR 9 a month upward depending on plan, as of 22 April 2026.
Non resident position
Possible with full checks. Neobanks may need an EEA address or Italian registration. Unclear cases, verify with the provider.
Providers that fit
Several. At least five providers accept this profile in Italy.
Fees and features as of 22 April 2026Last reviewed 22 April 2026
General information, not financial, legal, or tax advice. Verify current terms and eligibility with the provider before applying.
Creative, marketing and recruitment agencies in Italy usually need a business account with shared cards and spend controls for the team, clear invoicing, and multi currency support for overseas clients and contractors. Qonto, Revolut Business and Wise Business are common online choices, while Intesa Sanpaolo, UniCredit and other traditional banks suit agencies that want branch support or lending. Fees and features below are shown as of 22 April 2026, so confirm current terms with the provider.
What Agencies in Italy need from a business account
Agencies bill clients on projects, run a team, and frequently work with clients or contractors abroad. The features that matter most are shared cards with spend limits, accounting and bookkeeping exports, multi currency accounts to reduce conversion costs, and tidy records for invoicing and reconciliation. Italian businesses also send and receive electronic invoices through the SdI platform, so an account that exports cleanly into accounting software helps. Cash handling is rarely a priority, which is why online providers fit many agencies, though traditional banks remain useful where lending or branch services are needed.
Q
Qonto
Built for teams, with shared cards, spend controls and accounting exports. Limited cash handling.
It depends on how your agency works. Qonto is built around teams with shared cards and accounting exports, Revolut Business adds multi currency and expense tools, and Wise Business helps pay overseas contractors at the mid market rate. Compare the features your agency uses and verify current terms with the provider. This is general information, not advice.
Can an agency get team cards with spend limits?
Yes. Providers such as Qonto and Revolut Business offer additional cards with per card spend limits and approval controls, usually on paid plans. The number of free cards and the cost of extra cards vary by plan, so check the current pricing with the provider.
Do these accounts handle foreign currency for overseas clients?
Yes. Wise Business and Revolut Business hold and convert multiple currencies, which suits agencies billing or paying abroad. Conversion costs and the included allowances differ by provider and plan. Verify the current foreign exchange terms with the provider before applying.
Can an agency deposit cash with these providers?
Online providers such as Wise Business, Revolut Business and Qonto generally do not accept cash deposits, or limit them. If your agency handles cash, a traditional bank account may fit better. Confirm cash handling rules with the provider, since policies change.
Fees, features, and eligibility change and vary by region. This page was last reviewed on 22 April 2026. Confirm current terms with the provider before applying.